How long will it take to get the loan if you and I match successfully?

Generally, your loan and my loan will arrive on the same day if they are successfully matched. If you don't arrive on the same day, there may be the following reasons.

1, the number of applicants is large, the platform review time is extended, and the applications submitted by customers are still waiting in line.

2. The platform's current borrowing funds are relatively tight, and we will not lend money for the time being.

3. The borrower owes a large amount, and the platform doesn't want to borrow it!

4. The borrower's credit information is relatively expensive, so he will enter the second instance and manually check the credit information of 100 banks. This basic lending failed.

The above five reasons, in fact, there is a way to get the account, there are specialized credit companies, they have professional solutions!

The leading financial technology platform in China, you and I, are practitioners of financial reform, focusing on the capital development needs of small and medium-sized enterprises, self-employed households and farmers, and have long been committed to the construction and improvement of the national credit system. On May 9, 2009, it was successfully listed on the Nasdaq Global Select Market.

Your loan is a financial technology platform, which was officially launched in June 20 1 1 year, and the mobile APP was launched in June 20 14. The operator of your loan is Shanghai Nidai Internet Financial Information Service Co., Ltd., with a registered capital of 550 million yuan, aiming at providing users with efficient, transparent, safe and convenient Internet financial services.

You and I adhere to the small-scale decentralized loan business, and the service has covered nearly 30 provinces and cities across the country 100 cities and regions. The loans matched with the platform are mainly consumer loans such as rental and decoration, electronic digital and tourism.

Throughout the entire financial product market, traditional financial products are also accelerating e-commerce. More and more financial industries use Internet and other technologies to sell financial products, acquire new customers and complete customer service. Financial e-commerce has become a trend.

Adhering to the concept of "compliant development and smooth operation", after more than 8 years of development, our bank has grown into the top financial technology platform with the largest scale and strength in China, and successfully listed on the Nasdaq Global Select Market on May 19, 2009. The net income of your parent company Jiayin Jinke in 20 17 was RMB 2,250.9 million (about US$ 327.7 million), which was 280.8% higher than that in 20 16. In 20 18, Jiayin Jinke's net income reached 2.88190,000 RMB (about 4192,000 USD).