The credit card has not been returned for half a year. The lawyer sent a message saying that the property would be frozen.

Pay off all credit card debts as soon as possible, don't wait for the bank to sue.

If the credit card is overdue for more than 5,000 yuan for more than three months or the bank reminds it twice or more, the bank will freeze the card and list the cardholder as a prohibited customer (blacklist). At the same time, the cardholder will also be prosecuted for credit card fraud and malicious overdraft, which will be enforced by the court. If the defendant refuses to repay the loan after prosecution, and the amount owed exceeds 1 000, the court will punish the cardholder for the crime of credit card fraud according to Article 1 96 of the Criminal Law, and the cardholder will face both criminal and fine penalties.