If there is no transaction record in the bank card within six months, the payment function will be closed. What do you mean by transaction records? Does transfer count?

In other words, your bank card must have access or transfer records during this period. If not, Cary must be rich, not empty! Transfer is also a transaction record. Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

First, the bank card sleep state means that there is no balance in the bank card, and if it is not used for more than one to two years, the bank card will automatically turn to sleep state; If you want to activate your bank card, you can activate it at the bank with your ID card.

Two. The process of activating the bank card is as follows:

1. The cardholder brings his ID card and bank card to the local bank card to activate the bank card business;

2. With the cooperation of the staff, fill in the application form for bank card activation;

3. Queue up at the automatic numbering machine to get the number and wait for the staff to call the number;

4. Give the ID card, bank card and application form to the counter staff and inform them to open the bank card business;

5. Wait for the counter staff to review and handle it, and pay the fees owed by the bank card in the past before activating it;

6. Get my bank card back after activation, and my ID card can be used.

There are many reasons why bank cards are frozen, and users can unfreeze them according to the reasons. Common reasons are:

1. If the savings card is frozen due to incorrect password, the user needs to bring valid ID and original bank card to the bank outlet to unfreeze it. When unfreezing, if the assets are less than 50,000, you can reset the password on the smart teller machine. If the balance in the card exceeds 50 thousand, you need to go to the counter in person.

2. If the savings card is frozen for judicial reasons, it needs to be unfrozen after fulfilling the corresponding obligations. For example, you need to repay others' debts before you can unfreeze them.

3. If the savings card is not used for a long time, which leads to the freezing of the counter business, I also need to go to the counter with a valid ID card and bank card.

4. The credit card is frozen and needs to be unfrozen. The reason may be illegal credit card swiping or cashing. So it's best to go to the bank counter and get rid of the corresponding reasons before using it. If it is frozen because of the wrong password, you must also go to the counter.

Precautions:

The same bank cannot open more than 4 cards.

On February 20 15, the China Banking Regulatory Commission issued the Notice on Matters Related to the Banking Industry's Combating and Governing New Crimes in Telecommunication Networks (hereinafter referred to as the Notice). According to the circular, starting from 20 16 1, in principle, no more than four debit cards will be opened by the same customer in the same institution. At the same time, the notice also stipulates that "in principle, the same agent shall not open more than three cards in the same commercial bank. The debit card opened by the agent can only be used after the agent takes his valid ID card to the counter to activate the card. "

The notice also requires that for customers who already have more than four debit cards, banks should take the initiative to contact customers for verification. If they find that they are unwilling to handle it, they will suspend the service.