A few days ago, I bought a house for the first time ~ loan 150,00015, and the short message paid off in 2005 reminded me that it was more than 1400 per month. In that case, I'll pay back 15, about 250

A few days ago, I bought a house for the first time ~ loan 150,00015, and the short message paid off in 2005 reminded me that it was more than 1400 per month. In that case, I'll pay back 15, about 250 thousand. The answer is as follows:

The loan is 654.38+0.5 million yuan with a term of 654.38+05 years. If the monthly payment exceeds 1.400 yuan according to the SMS, the loan interest rate given to you by the bank will rise by 10% on the basis of the benchmark interest rate of 7.05%, that is, 7.755%, and the repayment method is "equal principal and interest method". Monthly payment 14 12.34 yuan, total interest after 15 10422 1.79 yuan. The following is the repayment details of 12 months for your reference.

Monthly repayment, including principal, interest and residual principal.

1 14 12.34 442.97 969.38 149557.03

2 14 12.34 445.83 966.5 1 149 1 1 1.20

3 14 12.34 448.7 1 963.63 148662.49

4 14 12.34 45 1.6 1 960.73 1482 10.88

5 14 12.34 454.53 957.8 1 147756.35

6 14 12.34 457.47 954.88 147298.88

7 14 12.34 460.42 95 1.92 146838.45

8 14 12.34 463.40 948.94 146375.05

9 14 12.34 466.39 945.95 145908.66

10 14 12.34 469.4 1 942.93 145439.25

1 1 14 12.34 472.44 939.90 144966.8 1

12 14 12.34 475.50 936.85 14449 1.3 1