1232 1 Is it okay to complain about violent collection?

1232 1 can collect violence complaints.

1. How to calculate illegal collection? According to the Self-discipline Convention on Collection of Overdue Debt in Internet Finance (Trial) issued by China Internet Finance Association on March 28, 20 18, the following situations are illegal collection, and you can directly complain in the above way:

1. There are more than 3 collection calls every day.

2. The phone will be answered between 2: 00 pm and 8: 00 am.

3. Bomb the borrower's mobile phone number with illegal software (such as calling you to death).

4. Calling friends in the address book without the borrower's permission and harassing them many times.

5. Threaten or threaten the borrower or friends in the address book through WeChat, SMS, etc.

6, posing as police, lawyers and other state law enforcement agencies, threatening the borrower.

7. Expose borrower information.

8. Collecting money from the borrower's home or work unit, resulting in damage to the borrower's reputation.

9. Induce borrowers to borrow from other platforms for repayment.

10, and the overdue fee is 24% and 36% higher than the annual interest rate stipulated by the People's Bank of China.

Second, report violent collection.

1. Complain to mutual fund association:

Complain to the mutual fund association, which is an organization that specializes in managing the financial industry. You can summarize your personal situation and send it, leave your contact information, and there will be feedback.

2. Complain to the CBRC:

Now, the Banking Insurance Regulatory Commission is formed by merging with the China Insurance Regulatory Commission, which is the direct management unit of banking financial institutions. In case of violent collection, telephone bombing or address book explosion, you can complain to the CBRC.

3. Complain to the accounting office:

If it is a formally registered company, it is useless to complain to the industrial and commercial bureau. You can find the ownership of the organization and directly call the local financial office to complain.

4. Complain to the platform 1232 1:

1232 1 platform is the most useful website for handling collection calls. You can complain and intercept fraudulent calls, harassing calls and spam messages. Download the mobile loan APP and report it anytime and anywhere, which is more convenient.

5, take the form of alarm complaints:

If the other party has been insulting, threatening or harassing, remember to keep relevant evidence, and you can take the form of an alarm complaint.