How do I know if I have a loan record in the bank?

1. You can check whether there is a loan in your name by checking your personal credit record:

2. Check the personal credit report online through personal online banking or mobile banking or China UnionPay Express APP!

3. Go to the credit information department of the local people's bank for enquiry; Log in to the personal credit information service platform of China People's Bank Credit Information Center for inquiry;

4. Bring your ID card to the local people's bank to apply for access to your credit record and check your loan situation;

5. Ask the local police to search for personal information and find out whether there is a loan in your name.

Tips: When you log in to the website, you must pay attention to the authenticity of the website to prevent being cheated! If you find an unknown loan under your name, you can report it to the local public security organ!

You can query in the following ways:

1. You can check whether there is a loan in your name by checking your personal credit record:

2. Check the personal credit report online through personal online banking or mobile banking or China UnionPay Express APP!

3. Go to the credit information department of the local people's bank for enquiry; Log in to the personal credit information service platform of China People's Bank Credit Information Center for inquiry;

4. Bring your ID card to the local people's bank to apply for access to your credit record and check your loan situation;

5. Ask the local police to search for personal information and find out whether there is a loan in your name.

Tips: When you log in to the website, you must pay attention to the authenticity of the website to prevent being cheated! If you find an unknown loan under your name, you can report it to the local public security organ!