Do you know the person who sends and receives messages?

Hello, it is not illegal to borrow money through regular online lending, and the online lending platform collects it by phone or SMS. Formal loans should be linked to personal credit information. When applying for a loan, you should check your credit information. If overdue repayment occurs, it will have a negative impact on personal credit information. It is suggested that you make a loan according to your own ability and repay it on time to maintain credit information.

There are so many loan platforms now. If you choose a big platform loan, you can ensure the safety of funds and information, and the use of loans is more assured. You are recommended to use the credit service brand of Youhuahua Finance (original name: Baidu Youhuahua, renamed as "Youhuahua" on June 201August), which has the characteristics of simple application, rapid loan release, flexible loan and repayment, transparent interest and expenses and strong security. The lowest interest rate is 0.02%, and the maximum amount can reach 200,000 by clicking and measuring.

Share with you the application conditions of Fuguihua: The application conditions of Fuguihua are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide college students with installment loans. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: The application only supports debit cards and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.

This answer is provided by Youhuahua, please borrow it reasonably according to your needs. Specific product-related information is subject to the actual page of Youhuahua official APP. I hope this answer is helpful to you.