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How to cancel the credit card of China Merchants Bank?
1, call credit card customer service to cancel. China Merchants Bank's credit card can be cancelled by calling the credit card customer service hotline at 400-820-5555, but it needs to provide some supporting information when canceling, such as ID number, office phone number at the time of application, company name at the time of application, home phone number and other registration information.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.0.0
After checking the confirmation information, the bank will prompt "You have successfully cancelled the card, please use scissors or other tools to destroy the card". At this time, just destroy the card according to his operation.
2. Cancel at China Merchants Bank outlets. With my ID card, I will cancel at the bank where I opened the account.
3. Wait for the automatic cancellation of the credit card. If there is no money in the debit card, it will be automatically cleared into the sleep account after 2 years. When it is used in the future, it will prompt that it is in a sleep state after long-term non-use, and the wake-up card can operate according to the bank SMS prompt.
Extended data:
1. Credit card, also known as debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
2, the relevant laws of China ("NPC Standing Committee on
3. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the billing day. ?
4. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
5. From the date of 202 1 and 1, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is five ten thousandths of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate). On May 25th, 2002/KLOC-0, the Supreme People's Court promulgated and implemented the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards.
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