Is it true that the loan sent a text message saying that it would be a home visit?

Is it true or false that Xiao Flash said he would visit by installment loan?

It's true.

The text messages at the beginning of 106 are all fake, and they are all messages sent by the platform. The main purpose of this short message is to put pressure on the debtor, so as to achieve the purpose of platform payment. Overdue collection of online loans occurred at home, and some platforms did come to collect them.

General home visits are mainly due to the following reasons: 1: The overdue amount is relatively high. 2. The overdue time is relatively long. 3. Unable to contact the debtor after the deadline. The debtor's debt is overdue. As long as you don't lose contact and don't answer the phone intentionally, you don't have to worry about being sued or sued by the platform within one year.

The reasons are as follows: 1: Each platform has a complete dunning process, and it takes a long time to complete this process, which may be more than one year, more than two years, more than three years or even longer. As long as the process is not finished, the platform will not arrange for the salesman to come to the door. After the process is completed, the platform will selectively come to the door according to the overdue amount and overdue time of the debtor. 2. Every platform is more or less illegal. The more informal the platform, the less likely it is to come to you, because there are unknown risks waiting for them. So they won't step on the thunder easily. So don't worry too much about these problems for a year.

Is it true that online loans are overdue to send text messages saying that they want to come to the door?

It is generally not established to send a text message to the door after the online loan is overdue. Regular lending institutions will not take the more radical collection method of door-to-door collection. Even if a third-party agency collects it, it is laborious to collect it on behalf of the door, and it is not compliant. This collection method is generally not used.

Of course, even if the online loan is overdue, it will not be collected at home, but customers still have to bear more serious overdue consequences after it is overdue.

Is it true that loans overdue sent a text message saying that the company I work for visited?

Consumer Finance loans overdue sent a text message saying that our company was visiting, which may be true. If a user applies for a consumer finance loan and fails to repay it on time, and the overdue situation is serious, consumer finance may arrange a door-to-door collection. The address of the door-to-door collection includes the user's residence, household registration or work unit.

Therefore, when the user receives the reminder message, please contact the consumer finance as soon as possible, and say that the overdue debt will be paid off as soon as possible, so that the consumer finance will not arrange for the collection personnel to come to the door for collection. If the user does not take the initiative to contact the consumer finance, or promises to repay the consumer finance as soon as possible but fails to implement it, then the consumer finance will collect it at home according to the content of the reminder message.

Consumer finance loans are credit loans, which will have many negative effects after loans overdue. Please pay off overdue debts as soon as possible. If you can't pay off the debt as soon as possible, you can apply to the lending institution for repayment through negotiation.