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20 13 what is the latest deposit interest rate of major banks in China?

Since the central bank cut interest rates on 20 15, 10124 October, the deposit interest rate has remained relatively stable. At present, the benchmark interest rate for one-year deposits is 1.5%. On this basis, major banks can make adjustments according to their own conditions. The latest deposit rates of major banks on 20 18 are as follows:

Central bank: demand deposit: 0.35%, three-month term: 1. 1%, six-month term: 1.3%, one-year term: 1.5%, and two-year term: 2. 1%.

ICBC: Current deposit: 0.30%, three-month term: 1.35%, six-month term: 1.55%, one-year term: 1.75%, two-year term: 2.25%, three-year term: 2.75%.

Agricultural Bank: current deposit: 0.30%, three-month period: 1.35%, six-month period: 1.55%, one-year period: 1.75%, two-year period: 2.25%, three-year period: 2.75%.

China Construction Bank: current account: 0.30%, three-month period: 1.35%, six-month period: 1.55%, one-year period: 1.75%, two-year period: 2.25%, three-year period: 2.75%.

Bank of China: current account: 0.30%, three-month period: 1.35%, six-month period: 1.55%, one-year period: 1.75%, two-year period: 2.25%, three-year period: 2.75%.

Bank of Communications: current account: 0.30%, three-month term: 1.35%, six-month term: 1.55%, one-year term: 1.75%, two-year term: 2.25%, three-year term: 2.75%.

China Merchants Bank: current deposit: 0.30%, three-month term: 1.35%, six-month term: 1.55%, one-year term: 1.75%, two-year term: 2.25%, three-year term: 2.75%.

Shanghai Pudong Development Bank: current deposit: 0.30%, three-month term: 1.40%, six-month term: 1.65%, one-year term: 1.95%, two-year term: 2.40%, three-year term: 2.80%.

Ping An Bank: current account: 0.35%, three-month term: 1. 10%, six-month term: 1.30%, one-year term: 1.50%, and two-year term: 2.1.

China guangfa bank: current deposit: 0.30%, three-month term: 1.40%, six-month term: 1.65%, one-year term: 1.95%, two-year term: 2.40%, and three-year term: 3./kloc. Five-year period: 3.20%;

Minsheng Bank: current deposit: 0.30%, three-month term: 1.40%, six-month term: 1.65%, one-year term: 1.95%, two-year term: 2.35% and three-year term: 2.80%; Five-year period: 2.80%.

Extended data:

Deposit interest rate: it is the ratio of interest amount to deposit amount in a certain period. Also known as deposit interest rate. Is the standard for calculating deposit interest. There are annual interest rate, monthly interest rate and daily interest rate (also called annual interest rate, monthly interest rate and daily interest rate). The annual interest rate is expressed as a percentage of the principal, and the monthly interest rate is expressed as a percentage of the principal; The daily interest rate is expressed as a few ten thousandths of the principal.

The central bank of China is the People's Bank of China. Responsible for the formulation and implementation of national monetary and credit policies, the right to issue special currencies, and financial supervision, including the adjustment of deposit interest rates.

The latest adjustment date of central bank deposit interest rate is: 20 15- 10-24.

References:

Official website, People's Bank of China: Adjustment Form of RMB Deposit and Loan Benchmark Interest Rate of Financial Institutions

China Industrial and Commercial Bank of China official website: RMB deposit interest rate table

Official website, Agricultural Bank of China: RMB deposit interest rate

China Trust Network: 20 18 Latest Bank Deposit Interest Rate Table

Southern Fortune Network: Comparison of the latest 20 18 bank deposit interest rate tables.