How to check personal credit status?

The query process is as follows: 1. According to the transaction situation and specific credit demand, customers apply for credit information from China Bank. 2. China Bank conducts credit investigation according to customers' credit investigation requirements. 3. After the Bank of China completes the credit investigation report, it will forward it to the customer through the entrusting bank. Personal credit information inquiry contents are as follows:

1. Basic information: name, ID number, home address and work unit. 2. Loan information: when and in which bank how many loans were issued, how many loans were repaid, how many loans were not repaid, and whether they were repaid on time. 3. Credit card information: which banks have handled credit cards, credit card overdraft limits and repayment records. 4. Check the credit report record: the computer will automatically record when, who and why you checked the personal credit report. Credit investigation business refers to the business of providing commercial credit reports in cooperation with external credit investigation companies as entrusted by customers, or forming credit investigation reports by understanding the basic background, credit status, payment ability, bad records and other information of relevant enterprises through relevant institutions at home and abroad of the Bank, and providing reports or information to customers. Product features: 1, reducing business risks. Provide timely and all-round credit information for enterprises, help enterprises to evaluate and think about the survey objects, identify high-risk customers and reduce business risks. 2. Look for business opportunities. Help enterprises better understand target customers and find potential profit sources.