How to report the explosion address book of online loan platform?

1, first open the mobile phone WeChat app；;

2. Click "I" in the lower right corner of mobile phone WeChat, and then click "Pay" to enter my page;

3. Select "City Service" on the payment page and click Open;

4. In the "Service Hall" of the "City Service" page, find "Convenience Service", then select "Report Center" and click Enter;

5. Enter the report center, select the first item "1232 1 fraud information report", and click Enter;

6. Go to "1232 1 Fraud Information Report" page, select "Report Personal Information Disclosure" in the service, and click Enter;

7. On the "Report Personal Information Disclosure" page, describe the problem in detail, fill in the situation clearly, enter the verification code, and click "Report" to finish.

1. Online loan belongs to bond investment, with clear income and interest income for fund lenders; However, people often confuse it with equity crowdfunding. Equity crowdfunding is an equity investment with flexible income. Investors get future income through investment companies, such as Beijing North Crowdfunding, 36Kr, etc., all of which belong to equity crowdfunding platforms. Whether it is bond investment or equity investment, there are certain risks. Investors should fully understand the risks, have sufficient knowledge and mental preparation for taking risks at their own risk, and judge and bear the risks of the project on this premise.

2. Online lending is different from financial institutions. Financial institutions are managed by "net capital". Banks and trust companies must have their own registered capital. Registered capital ranges from several hundred million to several hundred million. Registered capital is not used for business, but a guarantee and a "threshold". However, due to the low threshold of online lending companies, the government has not yet issued guidance, and platform software can be bought from thousands to tens of thousands. Many people who owe a lot in private lending have bought platform virtual borrowers and virtual mortgages to attract investors to invest at high interest rates. High interest rates are generally at least 30% per year, and individual platforms reach 50% to 70%.

Operating environment:

Mobile phone model: Huawei nova7se CDY-AN20

Wechat app version number: 8.0.20