How to write the summary of supermarket cabinet group in the first half of the year

Summary of Cabinet Group's Work in the First Half of 2008

In the first half of 2008, under the correct leadership of the Banking Supervision Department and with the strong support of the municipal party committee, the municipal government and people from all walks of life, the cabinet team conscientiously studied and implemented the spirit of the 17th National Congress of the Communist Party of China and the spirit of the National Economic and Rural Work Conference, thoroughly implemented the spirit of Scientific Outlook on Development and the 2008 X0 Rural Work Conference, focused on business development, persisted in reform and mechanism innovation, and focused on business development and risk control. Our cabinet group has continuously promoted the in-depth reform. On the basis of unified legal person, it was the first in the province to be restructured into a rural X0, and at the same time it took the lead in building a 000-city cabinet group. Strengthen system construction, pay close attention to the comprehensive and effective implementation of various rules and regulations, and ensure the safe and stable operation of our cabinet group; Give full play to the main role of rural finance, constantly innovate service methods and increase credit support for agriculture; Take benefit as the center, strengthen operation and management, make great efforts to clear up and resolve bad X0, and strive to enhance their comprehensive strength and competitiveness. The close cooperation, pioneering and solid work of all employees have promoted the healthy, rapid and harmonious development of the cabinet group.

I. Development trends of various businesses

By the end of X0, the balance of the bank's counter group X0 was RMB 0.8x 0.00 billion, a decrease of RMB 0.07 billion or 0.5% compared with the beginning of the year. The balance increased by 05.57 million yuan, with an increase of 24.7%. At 00, the planned task of X08X0X04 yuan was completed. The balance of X0 was 75.54 million yuan, up 200 times, or 2. 8%, an increase of 707 times over the beginning of the year, with an increase of 2 times 0.4%. Deposits and loans accounted for 7X0. X5%, up 2.7 percentage points year-on-year and 8.7 percentage points higher than the beginning of the year. Accumulated payment of various types of x0 x0.2747 million yuan, an increase of 28.07 million yuan, of which x0 x0.27587 million yuan was invested in agriculture, accounting for 84.2% of the investment amount; Microfinance X0 and joint guarantee X0 totaled 222X0X0 million yuan, an increase of 4X000 million. According to the four-level classification caliber of X0, the balance of defective X0 is 45XX0 million yuan, which is 5X0 million yuan less than that at the beginning of the year, accounting for X0%, accounting for 0.2 percentage point less; According to the five-level classification of X0, the balance of non-performing X0 is 57.08 million yuan, which is 4.57 million yuan less than that at the beginning of the year, accounting for 7. X0X0%%, the proportion is 0.7X0 percentage points lower. Accumulated business income was RMB 7.82 million, up RMB 2.4 million year-on-year, of which 5X increased. X0%。 The interest actually arrived at 10xxx yuan, and it arrived at 0x00xx yuan and 47x million yuan, with an arrival rate of 87.5%. The book surplus is RMB xx4x million, and the capital adequacy ratio reaches 2X.8X0% according to x0 caliber analysis. X% according to the caliber analysis of commercial banks. This year, 700,000 yuan was added, and the provision coverage ratio of credit assets reached XXX0. X0%。 In addition, the provision coverage ratio of non-credit assets has reached over X00%, and various businesses have developed well, which conforms to the economic operation law of 000 cities.

Second, the main work carried out

(a) seriously convey and implement the spirit of the 2008 X0 work conference in rural areas of the province, and comprehensively arrange and deploy the work of our department in 2000.

In order to do all the work well this year and ensure the successful completion of all the tasks assigned after 00/mid-month, 1 mid-month, our cabinet team, while decomposing and assigning all the tasks in the first quarter, launched the "Red Activity of Civilized and Quality Service Month" in an all-round way in the whole area, requiring all the cadres and workers in the whole area to take active actions in the cabinet team, pay close attention to organizing X0, collecting defective X0, marketing X0 and "three spring" production services, and strive to achieve a good start in all the work. After the 2008 annual work conference, our cabinet group immediately held an annual work conference attended by the director, the accountant in charge and some employees, which fully conveyed the spirit of the 2000 work conference. According to the working ideas and guiding opinions of 2000, we comprehensively arranged and deployed all the work of our cabinet group in 2008, and fully implemented all the work tasks to all subordinate units and outlets. It also requires all units to hold staff meetings in time, earnestly study the spirit of speeches made by Chairman 000, Director Wang Liping and Vice Chairman Liang at the provincial rural work conference in 2008, formulate annual work measures in combination with the actual situation of the agency, and decompose all work tasks into all outlets, tellers and employees to ensure the smooth development of all work.

(2) Carry out risk point investigation in an all-round way to ensure the steady operation of the container handling team in various business activities of our company.

After the misappropriation of funds in Guazhou 000, our counter group immediately organized manpower to conduct self-examination on the important parts and links of various business outlets, and according to the spirit of Jiuquan 000 Notice on Risk Investigation of Important Business Links and Key Parts (Ganxin Wine Office [2008] No.5), our counter group held a meeting of middle-level cadres and X0 Director in time on1October 22, and made specific arrangements for this risk investigation. From 2X0 to February 5, X2 was used to conduct a comprehensive, serious and meticulous investigation, self-examination and re-examination of all accounting and credit businesses of some concerns of various business outlets from August 8, 2007 to 20081October 20, and made a touch-up talk on key concerns. The problems found were corrected on the spot, and some people and things that were repeatedly investigated and committed were severely punished. In view of the weak links, our cabinet group held a symposium for employees' families, signed a family joint insurance agreement, an employee post joint insurance agreement, and a joint defense agreement between the unit and the adjacent units. All employees issued a guarantee for the management and use of teller cards, and implemented joint defense measures for families, units and society to prevent and treat each other. At the same time, some key individuals and cases are monitored in all directions. The Counter Group of the Bank has fully implemented the system of checking the account numbers of business sponsors or branch heads one by one, and the system of checking the director for not less than X0 days every month according to the serial number. We will implement a door-to-door inspection system of more than 500,000 yuan, grading and layering, fully implement a written inspection system for irregular working capital, fully implement a grading inspection system for safety precautions, and fully implement the three X00% requirements of audit inspection, that is, each outlet must check the position X00%; The business must be controlled by X00%, which further clarifies the investigation of joint liability and ensures the safe and stable transportation of various businesses of our cabinet group.

(3) The system reform was carried out carefully, which ensured the smooth implementation of the system reform of the cabinet group and the establishment and opening of the cabinet group of village banks.

Since the beginning of this year, with the great care and support of the provincial banking regulatory bureau and the post-00 and post-00 municipal governments, our cabinet group has actively and steadily promoted the system reform, paid close attention to the mechanism innovation, paid close attention to the implementation of the internal control system, and actively carried out the preparatory work for rural X0 in accordance with the business ideas of reform, stability and development. All work has been carried out in a down-to-earth manner, and the formation of the cabinet team has progressed smoothly. In the middle of this year 1 month, it was approved by CBRC. On April 20th, the preparatory working group of the Cabinet Group held the founding meeting and the first shareholders' meeting, elected the board of directors, the board of supervisors, the chairman and the supervisor, hired senior managers, completed all legal procedures, and officially opened on May 28th. At the same time, the Qiancheng Cabinet Group initiated by our cabinet group has also completed the work of raising shares, soliciting sponsors, holding the founding meeting, electing the board of directors, hiring senior managers, registering grades, etc., and has been listed for business in X00.

Strengthen the education and training of employees.

Ten, strengthen the study, education and training of employees, and constantly enhance the competitiveness of employees. Our cabinet team has vigorously carried out political and ideological education and situation education for employees. Every two months, the leaders of cabinet groups and departments attend monthly staff meetings in film and packaging institutions to discuss the situation and policies, answer questions, and help with the ideological education of employees. Staff training adopts the way of combining the headquarters of the cabinet group with the grass-roots units. The grass-roots units mainly focus on daily business skills training, while the headquarters of the cabinet group focuses on professional knowledge and key businesses, cooperating with each other from top to bottom, and doing a good job in training. Focus on the monthly activity days of accountants and credit officers, and the training contents mainly include the training on new enterprise accounting standards, basic system of rural accountants and cashiers, accounting and operation rules of counter group's integrated business network system, property law, guarantee law, laws and regulations, etc. This year, we mainly increased the training of computer door and cabinet operation for domestic and foreign service personnel, so that people under 50 can work on computers. It is necessary to carry out a variety of training methods, such as training by meeting and training by competition, and train all personnel in rotation. By organizing the comprehensive knowledge examination, the joint cabinet group linked the examination results with the competition for posts, forming a strong learning atmosphere in the whole jurisdiction.

2, to carry out the "three treasures" discussion, and constantly stimulate the enthusiasm of employees. This year, the team of our bureau changed the comprehensive management of cases from "palliative treatment" to "permanent treatment", comprehensively established an integrated case investigation and prevention mechanism of "punishment, supervision and prevention", and launched a massive "three treasures" discussion activity in the whole jurisdiction. By writing experiences, exchanging speeches in the counter group, talking with key objects of the counter group and other measures, the problems of insufficient counter holding such as the implementation of the system is not out of tune, the counter holding is not standardized, and the supervision is scattered have been effectively curbed, so that employees have firmly established a sense of responsibility and anxiety of "dare not violate the system constraints, hell to pay, and post supervision cannot be violated". In particular, managers at all levels have taken case management and case prevention as vital events and put them into practice. At the same time, give full play to the role of post joint guarantee and family guarantee, prevent employees' moral hazard and business risk to the maximum extent, and ensure the realization of the goal of "four noes" in the first half of the year.

X0。 The discussion activity of "enhancing innovation ability and promoting business development" was carried out, which further unified the employees' ideological understanding. In order to unify thoughts, raise awareness, and promote the in-depth development of the internal reform of our Cabinet Group, our Cabinet Group issued 00 main leaders' speeches to our Cabinet Group and documents to carry out innovative discussions, and held a big discussion on "continuing to emancipate the mind and promote scientific development" within the whole jurisdiction. The cadres and workers under their jurisdiction closely revolve around the details of "how to make our cabinet group a base for training cadres, a model for management, a vanguard for completing tasks, and a window for foreign exchanges". "How to improve the innovation and competitiveness of our cabinet group?" "What are the signs of community banks, farmers' banks, process banks and modern banks? How to build a community bank group, a farmer bank group, a process bank group and a modern bank group? " Topics such as entering the cabinet group for in-depth and detailed discussion. The comprehensive management department of our Cabinet Group also compiled and edited the wonderful speeches of leading cadres and workers into the Cabinet Group, and issued the "000 Cabinet Group Dynamics" for downward distribution, guiding the whole area to better carry out large-scale discussion activities, further unifying the thinking of the broad masses of cadres and workers, and laying a good ideological and public opinion foundation for the development of all work.

(5) Pay close attention to business management.

X, pay close attention to the organizational work of X0 to curb the continuous decline of X0. First of all, all our employees, Qi Xin, work together to expand the customer market. Organize the leading bodies and functional departments of Cabinet Group to shift their focus of work, go deep into grassroots outlets to supervise and guide, keep abreast of business development, solve difficulties and problems encountered in the development process on the spot, help grassroots clubs coordinate local party and government relations, and expand new X0 growth points. In accordance with the strategy of "using all resources to contact customers, consolidate customers and expand customers", cadres and workers under the jurisdiction actively use weekends and holidays to visit customers, send greeting cards and send text messages, and actively expand the customer market. At the same time, we actively carried out convenience service measures such as door-to-door service, customer return visit, and provision of inventory facilities. As always, we did a good job in making deposits with loans and making X0 appointments, which slowed down the decline of X0. Second, strengthen communication and coordination, and constantly expand the scope of agency business. On the basis of last year's subsidies for farmers' grain prices, returning farmland to forests, urban and rural bus and taxi fuel prices, urban families with zero employment difficulties, and the minimum living security for poor families in rural areas, this year, the government, schools, and hospitals are represented to distribute wages and urban minimum living security services, expanding the funding scope of organization X0. Third, decompose and implement the X0 task to ensure the stable growth of X0. Our cabinet team requires all employees at the grass-roots level to organize X0 months or more every month. Every X0,000 yuan, X0 director, employees of cabinet team organs, department managers and cabinet team leaders are required to organize X0 months or more, and X0,000 yuan per month. Those who complete the task will be rewarded by X‰, and those who fail to complete the task will be punished by X‰ of the number of tasks owed. Since May, our cabinet team has linked the performance pay of leading members and government workers with the completion of government tasks, further strengthening the assessment and effectively curbing the rapid decline of X0. In the first half of this year, although x0 of our cabinet group decreased by 0.5% compared with the beginning of the year, it decreased by 8 million X0, decreased by 8.7% compared with the previous year, decreased by X0.2 percentage points, and increased by XX0557 billion, up by 24.7X%. In the month of x0, X0 increased by a net of X0,000 yuan compared with the previous month.

2, pay close attention to the "three rural" production services, and further increase support for "three rural". First, the X0 credit line and guarantee line of credit farmers have been increased again, so that the maximum X0 credit line of first, second and third class farmers will reach 20,000 yuan, X5000 yuan and X0,000 yuan, and the guarantee line will reach 50,000 yuan for first class farmers, X0,000 yuan for second class farmers and 20,000 yuan for third class farmers. Second, fully carry forward the tradition of "knapsack-style" bank group, requiring loan officers to distribute X0 at home not less than 40% of farmers' X0, and distribute X0X0X050 billion yuan one after another, accounting for more than 4X0% of farmers' X0, effectively supporting local economic development. Third, continue to promote the counter system of X0 farmers' microfinance in counter group, simplify working procedures and improve work efficiency. For farmers' micro-credit X0 within the credit line, the real cabinet group will handle it whenever it sees it. The sponsor's ID card, X0 certificate and personal seal can be directly applied for X0 in the counter group of X0 business outlets within the jurisdiction, without guarantee, mortgage and approval, which is convenient for farmers to apply for loans. Credit X0 within the credit limit is available at any time, which greatly facilitates farmers. Up to now, the X0 directly delivered by the X0 counter under the jurisdiction of the whole province has reached 4 million yuan, accounting for 22.42% of the X0 produced by spring ploughing. Fourth, while doing a good job in the mortgage of current assets, the mortgage cycle of fixed assets has been promoted by 2XX00. In the first half of the year, the approved quota was 50.4 million yuan for X4 households, and the actual payment was 2 million yuan. Fifth, the X0 time-limited settlement system was strictly implemented. For qualified X0 less than 1 ten thousand yuan, it is required to accept the reply within 2 days; If X0 is less than 50,000 yuan, the acceptance reply shall not exceed 4 days; X0 of more than 50,000 yuan but less than X0,000 yuan shall not exceed 7 days; 1 10,000 yuan but not more than 200,000 yuan shall not exceed X0 days. If a customer is complained because of inadequate service or making things difficult for no reason, once verified, our counter team will seriously investigate the responsibility of Director X0 and related parties. Fifth, strictly implement the work responsibility system. In order to ensure the smooth entry of agriculture, rural areas and farmers' production, the leaders, functional departments, X0 directors and loan officers of our cabinet group guarantee the responsibility system for farmers. During the "three spring" production period, the leaders and department staff of our cabinet group went deep into the front line to supervise the implementation of measures to support agriculture and benefit farmers, ensuring the smooth entry of agricultural support services into the cabinet group. In the first half of the year, the province distributed a total of X 02.47 million yuan to farmers, including X 0280 million yuan to support X25 farmers in Yangjiaqiao, Mogao Town and other towns to build 545 mu of contiguous solar energy-saving greenhouses, further enriching the food baskets of urban and rural residents; X0X2X00 million yuan was distributed to support the development of grape industry in Yangguan Town, Qizhen Town and Guojiabao Town, which promoted the adjustment of rural industrial structure in our city; Paying X0XX022 million yuan to support nearly 500 farmers in the city to raise X0.2 sheep, XX000 cows, 4,240 pigs and 70,000 chickens has become a new bright spot for farmers to increase their income and become rich. Issue X 0254 X 00 yuan to support 4X08 farmers to build high-standard well-off housing, effectively improving farmers' living conditions and quality of life; Give X0800,000 yuan to support the reemployment of X08X0 laid-off workers in cities and towns, and ensure the livelihood of laid-off workers; Giving X 082,000 yuan to support 8 enterprises including 000 Agricultural Production Materials Company to reserve X 02,000 tons of chemical fertilizer, plastic film and pesticide for transportation and marketing enterprises, which effectively promoted the smooth development of spring ploughing production in our city.

X0。 Pay close attention to the collection of non-performing X0, and achieve a double decline in the proportion of non-performing X0 balance. First, measures such as taking measures by households, tracking collection, keeping a close eye on collection, and collecting according to law have been taken to pay close attention to the collection of defective X0. In the first half of the year, X2 households were prosecuted according to law, and XX households won the case, totaling 280,000 yuan, and 5 households were detained according to law. The guarantor repays 50 households100000 yuan, and collects 200000 yuan from the mortgaged property. Second, pay close attention to the collection date X0. In order to prevent the increase of non-performing X0, some measures have been taken, such as informing X0' s due date in advance, giving loan officers a targeted collection target, holding a tripartite discussion on borrowing, insurance and lending, and keeping an eye on X0' s large maturity. Third, strictly control the source of new bad X0 and resolutely block the opening of new bad X0. It is required that all directors of X0 must carefully analyze the counter group where loan officers enter due next month, and put forward measures and methods for collection and settlement to ensure that X0 can be recovered on time before it expires. If the end-of-month balance of X0 with poor four-level classification rises at the end of last month, the X0 supervisor will be given an economic penalty of 0.5% of the rising part. For a quarter in a row, the balance at the end of the month of non-performing X0 only rises but does not fall, so the head of the cabinet should make an appointment with the director of X0 to talk, and give financial punishment according to X%; If he is only promoted for half a year, he will be relieved of his post as Director X; Director X0 can't finish the X0 collection task with poor classification of Grade 4 and Grade 5 by the end of the year, and will not be employed. The month-end balance of non-performing X0 in the whole jurisdiction rises, and the manager of the risk management department is given an economic penalty of 0. X% of the increase amount; If it rises for a consecutive quarter, it will be given an economic penalty of 0. X0% of the quarterly increase in the balance will give the competent leader an economic penalty of 0. X %； of the rising balance; If the increase is only half a year, the manager of the risk management department will be given an economic penalty of 0.5%, 0. X0% financial penalty shall be imposed on the competent leader. The above economic penalties are directly deducted from the director's post responsibility allowance by the Risk Management Department. Fourth, pay close attention to the management and collection of cotton purchase X0. We have taken measures such as linking treasury and loan, immediate delivery, and closing the container transport group to pay close attention to the management of cotton X0. Up to now, cotton X0 has recovered nearly X0.5 billion yuan. In the first six months of this year, our counter group recovered 0.57× 1 10,000 yuan of defective products, which made the absolute quantity of grade 4 and grade 5 defective products decrease, and the proportion decreased slightly. The diameter of Grade 4 decreased by 0.2 percentage points compared with the beginning of the year and by X.45 percentage points compared with the same period of last year. Five-grade diameter decreased by 0.8 percentage points, down by 2. Year-on-year growth of x percentage points. The main reason for the slight decrease in the proportion is that although the investment of X02,700 yuan was made in X00, X00 million yuan was recovered, which was only recovered when cotton was purchased, and the balance of X00 only increased by XX million yuan, which led to the insignificant decrease in the proportion.

4. The basic work of the three structural reforms has been completed. According to the specific guidance of the three system reforms of the provincial cabinet group, our cabinet group made a serious analysis and study on the actual situation of our cabinet group, formulated three system reform plans, and submitted them to 00 for approval; The Administrative Measures for Performance Appraisal and Evaluation of Senior Managers in Cabinet Group were studied and formulated, which further standardized the performance appraisal and evaluation of senior managers.

5. Strengthen safety work to ensure safe operation. Our cabinet team adheres to the concept of putting prevention first and educating the cabinet team first, and constantly enhances the awareness of safety precautions. Organize regular monthly safety, laws, regulations, systems, cases and professional ethics study and education analysis meetings at all outlets under its jurisdiction, and organize quarterly safety and security knowledge tests to test and consolidate employees' safety knowledge. Actively do a good job in the education of personnel in important positions, comprehensively improve the comprehensive awareness of employees, and build a great wall of ideological and moral prevention. In the face of frequent cases in the financial system, the counter group of our bank has continuously strengthened its security inspection and promoted the implementation of the internal control system. In the first half of the year, the team of our bureau earnestly urged and inspected the directors, chief accountants and branch heads of various institutions to check the safety at least three times a month, including at least once during non-business hours. Actively implement the twice-monthly safety inspection work of the security department and the monthly safety inspection work of the competent leaders, focusing on the safety surprise inspection and supervision during holidays, nights and non-business hours. At the same time, in cooperation with the notice of the higher authorities on safety inspection, we will carry out the comprehensive management of contradictions, the investigation of "nine categories of people" and the prevention of cases in a down-to-earth and effective manner, implement the "seven prohibitions", implement the "seven combinations", and convene a cabinet group to "eight strict investigations" and pay attention to "nine categories" In view of the individual cases and individuals found, once found, they will be investigated and dealt with together, and will not be tolerated, so as to ensure the legal compliance and safe operation of our counter group. In order to further improve the level of safety science and technology, our cabinet group has continuously increased the construction of facilities to ensure effective safety measures. While inspecting and supervising the implementation, my cabinet team firmly established the idea of "spending money to buy peace", proceeded from safety and reality, implemented a scientific and reasonable safety facility construction plan, distinguished priorities, implemented it step by step, and increased capital investment. This year, in the case of tight funds, we invested more than 200 million yuan to install TV monitoring for X05 outlets, constantly improving and strengthening safety facilities, and improving the level of civil air defense, physical defense and technical defense.

III. Main Problems and Difficulties

(1) It is more difficult to arrange X0, and the rapid decline of x0 cannot be effectively contained. More than 80% of our cabinet group X0 comes from rural areas and farmers. The adjustment of agricultural industrial structure and the steady development of rural economy directly affect the development of X0 organization. In the first half of each year, the vast majority of farmers basically have no economic income. The basic economic income of farmers is basically in the stage of pure consumption from X0 to XX of that year, from February to August of the following year, and there is no extra money deposited in our counter. In addition, the city has a high degree of urbanization, with a service radius of only over 20 kilometers (except Yangguan Town), and the transportation is very convenient. The phenomenon of digging X0 among cabinet groups is more serious. The settlement network, service facilities and service means of other commercial bank groups are more advanced than those of our bank group. Moreover, we also act as an agent for attractive wealth management businesses such as funds and stocks, and use some unfair competition means in organizing X0, which leads to the high cost of our bank group to organize X0. The flow of urban residents and individual and private owners is difficult to contain. Therefore, despite the various measures and efforts taken by the cadres and workers under their jurisdiction, the downward trend of X0 can not be effectively curbed. By the end of X0, the balance of X0 was x08x0x004 million yuan, an increase of x0x0.00 million yuan compared with the end of May, an increase of x0x0.00 million yuan compared with the first quarter, and a decrease of x0x007 million yuan compared with the beginning of the year.

(2) Bad X0 is difficult to collect, which directly affects the further improvement of operating efficiency. From the overall situation, the reasons for the formation of my 000 defective products X0 are very complicated, which are concentrated in urban areas (suburbs) such as Sanxing, Qizhen, Lujiabao, Sales Department and Yangjiaqiao. Up to now, the defective X0 of these X0s has reached X022X million yuan, accounting for 0.48% of the total defective X0 of our counter group and 4.28% of the total stock x0. In recent years, we have taken various measures to intensify the collection and recovered a large number of non-performing X0s, but a considerable number of borrowers in the existing non-performing X0s have closed down due to poor management, policy factors, market changes and other reasons. At that time, the guarantor was in name only and could not bear joint and several repayment responsibilities, especially the shadow of fund fraud in Dongmen Sub-branch was still exposed in the operation of X0s.

(3) The overall quality of cadres and workers needs to be further improved. In recent years, although our cabinet team attaches great importance to staff training and education, a considerable number of employees are slow to accept new knowledge and have poor enthusiasm for active learning, which leads to a slow improvement in overall quality and is difficult to adapt to the needs of the new situation and new business development. In particular, there are few opportunities for middle-level managers to go out for training and study, and they don't know much about the management and business development of the same container group industry in relatively developed areas. Their thoughts are not emancipated enough, they are easy to satisfy themselves, and they lack innovation consciousness and competitiveness, which is also the main reason that restricts the sound and rapid development of various businesses of our container group.

Four. Work ideas in the second half of the year

In order to fully complete the objectives and tasks issued at 00: 00 this year, strive to achieve the goals set at the beginning of the year, and effectively solve various problems existing in business management, the following work must be done in the second half of the year:

(1) Continue to strengthen the X0 work organization, further optimize the service means, and implement the X0 task organization of 500,000 yuan per person per month to ensure that the planned tasks are completed within the year.

(2) Continue to do a good job in the collection of defective X0, highlight key points, overcome difficulties, and focus on the big ones.

(3) do a good job in the collection and payment of agricultural and sideline products such as cotton and grapes, and do a good job in fund organization and loan interest collection.

(4) further strengthen the performance appraisal, and promote the saving and the completion of the X0 task.

(five) to further improve the education of workers, combined with the "continue to emancipate the mind and promote scientific development" discussion activities, to further unify the thinking of all cadres and workers, raise awareness, and strive to promote the completion of various tasks and the smooth progress of all work.

(VI) Complete the integration of branches of the United Cabinet Group and the post competition for cadres and workers in accordance with the guidance of 00, and fully complete the "three systems" reform.