How to charge SMS fee for Meiyijia consumption?

Borrowing from Meiyijia, instead of cash, will also reduce the credibility.

1. Overdue records become credit stains: Lending will not only keep overdue records in personal credit report for a long time, but the longer overdue records exist, the greater the negative impact, and even in the later stage, overdue records will become bad debts, thus forming credit stains.

2. Overdue records affect online loan big data: When users apply for online loans, lending institutions will also upload overdue records to online loan big data. Overdue records in online loan big data will lead to problems in big data and affect users' subsequent application for other online loans.

3. During the overdue period, users will encounter a lot of reminders: after loans overdue, these reminders include SMS reminders and telephone reminders, and even when the overdue situation is serious, there will be reminders at home. After the collection personnel come to the door, they will generally understand the actual situation of the users and then prepare to sue.