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1. Maybe you chose automatic repayment when you applied for Ping An Credit Card. After the card is successfully processed, the automatic repayment function will be automatically activated and bound to your Ping An debit card, and the bill you spend with your credit card will be automatically deducted for repayment on the morning of the last repayment date.

2. After the consumption of Ping An Credit Card, as long as it is paid off in full according to the bill before the final repayment date, there will be no additional expenses. If you don't repay on time, you will be charged liquidated damages and interest, which will affect your credit record. The liquidated damages shall be charged at 5% of the unpaid minimum amount and at least RMB 20, and the interest shall be calculated at the rate of 0.5 ‰ per day from the billing date of each transaction in your bill until you pay it off. You can log in to Ping An Pocket Bank APP- Credit Card-My Bill to check the specific amount owed.

If you have any questions, you can click on the link below to select the online customer service icon in the upper right corner of the homepage-credit card or follow the official account of Ping An Bank credit card WeChat (paxyk955 1 1) for consultation.

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Response time: August 25th, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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