What should I do if Jiufu's loan is not paid back?

Repayment by installments through credit card bills: If you apply for credit card consumption, you can try to apply for installment payment and spread the amount to each month, which will not only reduce the repayment pressure, but also cause credit stains;

Find friends and relatives to help with the repayment: if the amount is small and within the family's tolerance, you can try to communicate with your family and seek the help of your parents when repaying, at least there is no high interest fee;

Work hard to make money: in fact, the loan has not been paid back. In the final analysis, your repayment ability does not match the loan amount on the platform. If you are worried that you are overdue, I suggest you work hard and improve your ability to increase your income.

The loan will face the following troubles before repayment:

The bank will take certain collection measures. In the initial phone call, if the loan is really overdue, you can explain your actual situation to the bank and try to apply for an extension. It depends on different bank regulations. The delay will be regarded as negative information in the credit report, indicating that there are some problems in your repayment ability, but it is still better than the overdue situation;

Overdue for more than 90 days, if the circumstances are serious, can be regarded as malicious overdue, bank collection may also put pressure on themselves and their families, affecting the normal life of individuals and families;

In terms of overdue fees, there will be some fees such as liquidated damages and penalty interest, which need to be collected according to the contract. Different institutions and different loan products charge different liquidated damages or penalty interests;

It has an impact on personal credit records, and bad credit records become obstacles to future loans such as mortgages and car loans and credit card processing;

If you are sued to the court for non-repayment, and the court still fails to repay after the execution of the judgment, you can report to the Supreme People's Court, enter the list of people who have lost their trust, and it is forbidden to travel by high-speed rail.