How to increase the credit card limit of CITIC Bank?

How to increase the credit card limit of CITIC Bank?

CITIC Bank credit card increases permanent limit:

1 refers to frequent credit card spending, with a large number of times and types, and all kinds of credit card spending, and especially the credit line is almost swiped every month. The bank knows that the user's credit line is not enough, but it can't be swiped, and it has to be swiped.

2. Repay on time, leave a good record and have a bad credit record. It shows that you have good repayment ability, which is the premise of cash withdrawal.

3. I often call the bank to temporarily adjust the quota during holidays, and it is easy to adjust the permanent quota several times.

4. Often pay by installments, especially if the consumption amount is large, but at the expense of paying some handling fees or installment interest;

Even in the same bank, different credit cards have different credit cards. For example, CITIC JD.COM Xiaobai Card can be swiped frequently in JD.COM, which is beneficial to increase the amount. For example, CITIC Carrefour credit card can be swiped frequently in Carrefour supermarket, and the quota can also be increased, as can other co-branded credit cards, depending on which aspect he likes.

China CITIC Bank raises temporary credit card limit:

1. Log in to the personal account of CITIC Bank and find my credit line on the home page.

2. Find and adjust the credit card quota in the Credit Card Limit Center of CITIC Bank or collect the quota in a limited time;

3. Modify and increase the fixed amount, and then click a button to increase the amount;

4. Complete SMS verification;

5. The credit limit of CITIC Credit Card was successfully adjusted;

Operating environment: Huawei nova6HarmonyOS CITIC Bank version 7.5.3.

Types of iron withdrawal by credit card of CITIC Bank:

1, temporary withdrawal

When the user's fixed quota can't meet the consumption demand, he can apply to the Credit Card Center of China CITIC Bank for a temporary quota, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date. Provide as many financial documents as possible, such as real estate, deposits, etc. , will help you increase the quota.

2. Exit permanently:

CITIC Bank will occasionally increase the fixed quota for cardholders with good card records. Cardholders can call the customer service hotline of China CITIC Bank (400-88-95558) to apply for increasing the fixed credit limit of the card. CITIC Bank will review your past credit records and card usage, and increase the permanent credit limit for customers who meet the credit adjustment policy of CITIC Bank.

How to increase the credit card limit of CITIC Bank?

Ways to increase the credit card limit of CITIC Bank;

1, brush more and spend more.

2. Take the initiative to apply for increasing the quota, and pay attention to the frequency.

3. Use the big consumption stage from time to time.

4. swipe your credit card

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CITIC Bank can apply for increasing the credit card limit by telephone or online. Generally, to apply for increasing the credit card limit, it is necessary to have a good card use process in the early stage, such as the credit card limit is more than 60% of the credit card limit and the monthly consumption times are more than 6 times.