ICBC repays the loan in advance (how does ICBC repay the mortgage in advance? )

First, the borrower can contact the staff of ICBC by telephone to find out whether it meets the conditions for prepayment and the time and materials to be prepared for prepayment.

2. Bring relevant information to the bank counter for prepayment according to the agreed time.

Third, according to the agreed repayment time, deposit the repayment funds into the repayment account in advance and wait for the bank to deduct money.

ICBC's mortgage repayment in advance can be paid in full or in part. It should be noted that prepayment needs to be applied when the loan is not overdue, and it should be applied before the repayment date 1 week. It is not allowed to apply for prepayment three days before the agreed repayment date.

If the user's ICBC mortgage is settled in advance, then after the settlement, it is necessary to issue a settlement certificate to the bank, get back the real estate license, and bring relevant information to the Housing Authority to understand the mortgage procedures.