What if my colleagues keep calling me for overdue collection? brief introduction

Colleagues owe online loans overdue, and now online loans call me. How can I refuse malicious harassment?

Tell everyone that several setting methods can avoid most harassing calls when using them, and the setting method is also very simple.

At present, China Mobile has launched a telephone anti-harassment function. You can activate it by sending the command KTFSR to 10086. If you are a Unicom user, you can send KT to 10655587 first, and then send Y to confirm when the SMS arrives. Unfortunately, China Telecom has not provided this service at present.

Mobile phone settings:

Click the setting option in the mobile phone, click the Do Not Disturb mode, click the content that allows disturbing, select only contacts, return, and click to manually turn on Do Not Disturb.

Record, ask him which platform he is from, and then call the police.

Inexplicably, as an emergency contact, if a borrower fails to pay back the money, the loan platform may call our mobile phone all day and let us help find the loan applicant; Or threaten us what responsibility we will bear if the loan applicant doesn't pay back the money. This kind of thing has a long history and has a great influence on our daily life.

I am worried, but there is really no need to worry. They're just bluffing. Legally speaking, we don't need to bear any responsibility. For such a person, you must not be afraid to pay back the money.

Let's introduce the methods of prevention and response:

First: when we receive any strange phone call, we should first ask the other party what is the matter, and then determine who the other party is. Even if you really know the person in the mouth of the collector, you must ask the other person's purpose clearly, otherwise you don't know how much trouble you have caused by answering others casually.

Second: When the collector asks about your friend's debt, he must give a decisive answer. I don't know. You dialed the wrong number and hung up. The dunner may call again, and it will remain stable at this time. After basically achieving the three links, the dunning company will regard you as an invalid contact and will not call you again in the future.

How to deal with frequent harassment?

First, telephone harassment software interception.

At present, the software for intercepting strange numbers on mobile phones is very convenient. If it is really annoying, set a strange number to intercept. In this way, the ears are quiet.

Second, the alarm processing

The main points of alarm are as follows:

1 harassment for more than three times.

When you called, you obviously refused.

Seriously affect personal daily life.

Based on these three points, plus your evidence.

I won't call you if you give it back to me.

Mark, blacken, delete, and set interception functions; Report.

If you don't pay back the money, one thing will kill you. You can buy delicious food if you want to have money.

Download and install 360 mobile guards on mobile phones, find the harassment interception tool after opening it, and set it with it.

Cut off the phone

What if my friend loans overdue always calls me to collect debts?

Loans overdue, a friend, keeps calling to collect debts. Users can remind their friends to pay back as soon as possible. As long as the friend runs the repayment operation, even if the debt is not paid off, the user will not encounter the collection call again. The user's mobile phone number is set as the contact number by a friend, so when the friend's loans overdue doesn't repay the money, the user may receive a collection call.

Because the collection staff will call the collection phone through the network dialing software, it is invalid to hack a single number. Only by letting friends repay as soon as possible will the frequency of collection be reduced, and even collectors will not continue to collect. If a friend is unable to repay the loan, he can apply to the lending institution for repayment through negotiation. After the negotiation is successful, he can repay the loan as agreed in the negotiation. If negotiation fails, overdue debts must be paid off as soon as possible.

Loans overdue, a friend, when a user encounters a collection call, it will only affect the user's daily life and will not affect the user's personal credit.

How to deal with the collection call?

Coping methods of telephone collection are: coping style, door-to-door collection, telephone collection is also the most commonly used collection method, take the initiative to complain and notify colleagues.

1, coping methods.

Complaint acceptance, clue transfer and information statistics of bad and junk information in information communication networks such as telephone networks. You can complain by phone, at least to some extent, to curb this spam message.

2, door-to-door collection.

Most of them are done by the third-party outsourcing team, which is usually called door-to-door collection, and there are two situations. The first is to visit regularly, including sending letters, looking for relatives and friends, looking for leaders, and exerting pressure through relevant personnel. Regular door-to-door collection will basically bring mobile phones, cameras, contracts and other materials, and some may even bring lawyers. Basically, employees of the company go to the door directly to understand the situation, and there will be no excessive collection behavior, mainly causing psychological pressure on debtors and their families, but these are within the scope of legal compliance.

3. Telephone collection is also the most commonly used collection method.

Because its cost is relatively low. Telephone is generally divided into three types: VoIP, fixed telephone and mobile phone without real name. Internet phones can't be dialed back, and the numbers are all over the world. On the phone, Xiao Cui will use all kinds of tricks, both soft and hard, and even irritate you, deliberately inducing you to talk about malicious debts.

4. Take the initiative to complain.

You can directly contact the online loan customer service to complain that it is illegal to call the company without losing contact. If the collection insists on calling, you can only go to the relevant institutions.

5. Inform colleagues.

It's easy to call for your company's phone number, and you can't stop it. You can tell your colleagues who answer the phone in advance that if someone asks for you, they have left their job or let them ignore it.

How to solve the problem that the collection phone keeps calling? Three ways to deal with collection calls easily

There are more and more platforms that can provide loans to people in the market. Many borrowers have accumulated a lot of debts because of impulsive consumption or habitual consumption in advance, which eventually leads to their inability to repay. Finally, loans overdue. After loans overdue, you will receive a reminder call. How to solve the problem that the collection phone keeps calling? Three ways to make it easy for everyone to deal with collection calls!

How to solve the problem that the collection phone keeps calling?

1, active communication

When the borrower receives a collection call, he must not blindly avoid it, which will only make more and more collection calls. What matters is the borrower's repayment attitude and willingness. The borrower can choose to contact the collector actively to show his current situation and then inform the collector of his current income.

It is best to make a more detailed repayment plan and negotiate with the collection staff. After all, the original intention of the collectors is to recover the arrears. As long as the borrower has a good repayment attitude, the collection staff will not increase the difficulty.

Step 2 be sued

If the borrower really doesn't want to be harassed by the collector, he can let the lender sue himself. When the borrower is sued, the court will organize the borrower to negotiate with the lender, and can also talk about applying for extension or interest reduction. Moreover, after being sued, the court will make corresponding adjustment measures according to the borrower's economic situation.

3. Prosecute the payee

If the collection staff keeps calling the borrower's phone, or even frequently contacts the borrower's family, friends or units, it is equivalent to "soft violence collection". Soft violence collection has been punished, and the borrower can choose recording, short message screenshot, etc. After collecting relevant evidence, he can directly sue the collector.

The above is the related content sharing of "How to solve the problem of non-stop collection", I hope it will help everyone!