What are the methods commonly used by professional debt collection companies?

In real life, there are many situations in which debtors default on their debts. Creditors can recover debts when debtors default on their debts, while some debtors entrust debt collection companies to recover debts in order to save trouble. So what are the methods commonly used by professional debt collection companies? Let me answer for the reader.

What are the methods commonly used by professional debt collection companies?

The procedures for debt collection by debt collection companies are usually as follows: finding the debtor-locking the debtor's activity scope-controlling the debtor-dunning the debt-the debtor is forced to pay back the money-and obtaining the agreed remuneration from the creditors. The success of debt collection companies depends on two means: psychological threat and physical threat. Under normal circumstances, debt collection companies mostly collect debts through personal threats, and personal threats can easily lead to criminal offences.

There are various forms of illegal debt collection. It is illegal for creditors (or entrusted agents) to detain people, money and things privately in order to recover debts. It is also illegal to cheat, rob, bribe, beat people, hurt others, threaten others' health by violence, illegally restrict others' personal freedom, infringe others' right of reputation, portrait, custody, copyright and invention, and infringe upon third parties and social public interests.

Debtor's handling of violent collection of arrears

1, SMS phone threats.

Countermeasures: Threaten SMS screenshots to leave a certificate. You'd better record the conversation. You can save enough evidence to complain to the Internet Finance Association, and the manager should give you an answer.

2, encounter door-to-door violence collection

Countermeasure: Call the police. That's it. No matter whether you are wrong or not and how much money you owe, you must save your life first. Calling the police should be the only legal and useful way. Moreover, according to relevant laws, trespassing on another person's residence or refusing to leave another person's residence without reason after being asked constitutes the crime of trespassing on another person's residence.

3. Encountered illegal detention or seizure.

Countermeasures: Try to call the police. This method of debt collection has been suspected of illegal detention; Or negotiate with detainees, such as how long to promise to pay back the money and ask for personal freedom. Xia Jie, again, life is the most important thing.

4. Encounter indecent photos, videos and other private messages.

Countermeasures: It is illegal to spread other people's information without permission. You can sue the other party directly or ask the other party for compensation. However, no matter how good the response is, it is better not to borrow money for personal privacy such as photos and videos.

The above knowledge is my answer to relevant legal questions. There are many ways for debt collection companies to collect debts from debtors, while debt collection companies often use violent methods to collect debts, such as beatings and illegal detention. Violent debt collection is illegal and criminal.