Is the reminder message true?

Hello, through your description, this short message should be a collection short message automatically sent by the online loan platform system when the lender fails to repay the loan in time. As for the authenticity of the text message, first of all, because you have formed a loan relationship with the online loan company, and you have not repaid the loan in time as agreed, the loan company certainly has the right to sue, but the measures such as seizure, freezing and seizure mentioned in the text message should be taken by the court according to the situation. Online lending companies do not belong to financial institutions, and it is doubtful whether overdue repayment will go to the credit information system. In short, this is only one of the means for loan companies to collect loans, but it is desirable to repay loans in time. After all, every citizen should have the spirit of contract.