Alipay unloads the flowers and will not refund them for four years.

Unloading Alipay's "debt evasion" didn't help. You still have to pay your garden bill, so Ma Yun said "Never mind". And it's overdue, and there will be many problems. For example, Alipay and Taobao were frozen, the bound bank card could not be used, and even personal credit information was affected.

You know, once the personal credit information is affected, it becomes an "old lai", just like in Wang Sicong before, it may directly restrict consumption, and problems will be encountered whether buying a house or a car or educating children. Therefore, it is still necessary to maintain good credit and not to overdue repayment.

The first one is to inform you to repay as soon as possible by SMS. If there is no response, the second step is to call to freeze the account until it is unfrozen after repayment. If there is still no repayment, then the third step is to deduct it from the bank deposit. If there is no deposit, personal property auction compensation will be made through litigation. In addition, even if it is finally returned at this time, it will still be on the credit list, affecting subsequent use and even children's education.

Don't try to disappear. When you registered Alipay, you have collected your ID card, phone number, address and other information. It is easy to find you. Therefore, in fact, Ma Yun is not worried that users will not repay, although there may be bad debts. However, there is a situation that you don't have to pay back, that is, after a person dies, there is no deposit and no inheritance. Alipay can only be treated as a bad debt, and users don't have to pay back. This situation is very low, which is very rare for hundreds of millions of users.

1. Flower buds, as a consumer loan product, are actually similar to credit cards. If you spend money in advance, you don't need to pay interest on time. However, this is also one of the sources of debt. There have been many examples of "raising cards with cards" before, and they all ended up in a situation of more and more debts. Therefore, for young people, it is still necessary to control their desires, plan their monthly expenses reasonably, and don't let themselves be passive.

2. After more than four years of development, the number of users of flower beds has exceeded 200 million, and there are more and more consumption scenes. From online e-commerce shopping to offline supermarkets, convenience stores, restaurants and other scenes, you can use flower beds. 20 19 cooperated with mobile to launch the mobile flower card, which can be delayed for several days.

3. Previously, the repayment date in Bai Hua was set at the 9th of each month, but some companies may pay wages on the 20th or 15. Bai Hua once again showed its "caring" side, adding two repayment dates, namely 15 and 20th, so that you can have enough salary to repay. In addition, the amount spent is 500-50000 yuan.