A short message suddenly came today, indicating that I was overdue. Is it true?/You don't say.

Detailed description:

1. By displaying overdue information through SMS, it can be preliminarily judged that this is a real notice.

2. If it is confirmed that there is a real debt, the following points may lead to the appearance of overdue text messages:

A. the repayment time is not fulfilled as scheduled: overdue text messages are often due to the failure to repay on time. Please check your repayment date carefully to ensure timely repayment and avoid overdue.

B repayment channel: if you choose an abnormal repayment channel, or the amount in the bank account is insufficient, resulting in unsuccessful repayment, you may also receive overdue text messages. It is recommended that you use a stable repayment channel to ensure the smooth completion of repayment.

C. System delay: Sometimes overdue SMS notification may be caused by system delay. You can contact creditors or relevant institutions to confirm whether it is really overdue.

3. Summary:

From the above analysis, the appearance of overdue SMS may be due to failure to fulfill the repayment on time, repayment path problems or system delays. You can check the repayment date to ensure the use of reliable repayment channels, or contact relevant institutions to confirm the specific situation.

4. Extended information:

Loans overdue usually damages your credit record, which may affect your ability to borrow and your credit rating. If the overdue situation is confirmed, it is suggested to contact creditors or relevant institutions in time to repay as soon as possible to avoid the generation of bad credit records.

5. Precautions:

If you confirm that you have never handled the corresponding loan or borrowing business, it may be fraudulent information. In this case, please don't trust the content of the short message, and contact the corresponding institutions in time to verify the authenticity of the information.