Why did Jingchu Xiaokang Loan fail to apply for credit information?

The reason why the application for a well-off loan is unsuccessful is generally that the comprehensive situation of customers does not meet the loan policy for the time being. It is suggested to apply for other loans according to the actual situation or apply again after a period of time. For example, poor credit record, small loans do not need to provide collateral. Therefore, banks pay special attention to borrowers' credit information. Some borrowers have credit cards and loans overdue, so it is difficult to lend.

It may also be low income and weak repayment ability. For example, the borrower's monthly income is 2500, but the income standard of microfinance is above 3000. For such a person with weak repayment ability, the lending institution will naturally not accept it. The unqualified telephone audit is also one of the reasons. In the process of risk control telephone audit, it is difficult to pass the examination and approval if the telephone can't get through or the contact person has a bad evaluation of the borrower.