Huaxin Bank Credit Card

How to apply for Huaxia Virtual Credit Card (credit card)?

Hua Xia virtual credit card (credit card) includes E-PAY, flash card, ETC card, Express Gold electronic card, and UnionPay card products. Different card types have different application methods. Specific analysis:

E-PAY: Users can apply on the "Hua Xia Bank Credit Card (Credit Card)" WeChat official account, click Apply for Card Rights and Apply for a Card Quickly;

Flash Card: Users must bring Go to any business outlet of Hua Xia Bank with your personal valid ID card to apply for it;

ETC Xun Card: Users can go to any business outlet of Hua Xia Bank with their personal valid ID card to apply for it;

Yida Gold Electronic Card: Through the Huacai Life APP, after entering the smart customer service (customer service icon in the upper right corner of the APP page), enter "Hua Xia Express Loan" in the dialog box, and try to apply for the Hua Xia Yi Da Gold Electronic Card according to the reminder;

UnionPay Card: Supports online application and offline PAD application. You can make an appointment online through the official website, and you can apply offline through the bank counter PAD. [img]

How to apply for automatic installment of Hua Xia Bank credit card? The application conditions are as follows

Credit card installment business can be said to be quite popular. People often apply for installment business when making consumption repayments. And some people will go directly to apply for the automatic installment business. As long as the set actual installment amount is reached, the credit card will automatically carry out the installment. Different banks have different requirements for automatic installment. So, how to apply for automatic installment of Hua Xia Bank credit card? What are the application conditions?

How to apply for automatic installment of Hua Xia Bank credit card?

If you want to set up automatic installment for your Hua Xia Bank credit card, you can choose to go directly to apply for the automatic installment business. You can also choose to apply for a Caizhi installment card, and all purchases made with this card will be automatically installmentd.

If you want to apply for automatic installment business, you can apply in the following ways:

1. Customer service telephone application

You can call the customer service of Hua Xia Bank Call 400-669-5577 and submit an automatic installment application to the customer service staff through manual service.

2. SMS application

You can use the mobile phone number registered when applying for the card to edit the text message "KTFQ+last four digits+number of installments+starting installment amount" and send it to 106902895577. .

It should be noted that when filling in the installment number, the installment number must be in a two-digit format, that is, when you want to divide it into 6 installments, the installment number must be "06" Format.

3. Credit Card APP Application

You can log in to Hua Xia Bank’s credit card APP “Huacai Life”, then select “I want installment” on the APP homepage, and then select “Automatic Installment” "Just go and activate it.

What are the application conditions for Hua Xia Bank credit card automatic installment?

If you want to apply for automatic installment with a Hua Xia Bank credit card, the starting amount of the installment you set must be at least RMB 200. And the automatic installment service is only for RMB card consumption.

The above is a summary of the application methods and precautions for automatic installment of Hua Xia Bank credit card. If you want to apply for automatic installment of Hua Xia Bank credit card, just follow the methods summarized above to apply.

What information is needed to apply for a credit card?

What information is needed to apply for a credit card?

Guangfa Bank Credit Card Application Conditions

Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for a Guangfa Bank credit card from the card issuer with their valid identity documents.

The materials that need to be provided are as follows:

1. Identity proof information: a photocopy of the resident ID card or military officer ID card; Hong Kong and Macao compatriots must provide a copy of the mainland travel permit and proof of residence for more than one year. ; Foreigners only need to provide a copy of their passport and residence permit for more than one year.

2. Proof of work and income: salary certificate, photocopy of social security (paid for more than half a year).

3. Supporting information for Guangfa Bank credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months Any original document of payment, etc.

Chinese Merchants Bank Credit Card Application Conditions

Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing. People and compatriots from Hong Kong, Macao and Taiwan can apply for a China Merchants Bank credit card from the card issuer with their valid identity documents.

The materials that need to be provided are as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a photocopy of the front and back sides is required). Military personnel need to provide a military ID card. Copy of certificate;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal ), or a photocopy of the work permit/plate;

3. Proof of financial resources: it can be a bank salary record, or income tax withholding certificate, or files proving the market value of houses, cars, deposits and investments (such as real estate certificates /Photocopy of car driving license/bank time deposit certificate) and other materials that can prove your financial level.

4. Other files available for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc.

Industrial Bank Credit Card Application Conditions

Must be a Chinese national or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for an Industrial Bank credit card from the card issuer with their valid identity documents.

The materials that need to be provided are as follows:

1. Required information: Identity certificate file

(1) Domestic persons: applicant’s ID card or military officer A photocopy of the pass;

(2) Overseas persons: Compatriots from Hong Kong, Macao and Taiwan must provide a photocopy of their pass, and other foreigners must provide a photocopy of their passport.

2. Other supporting documents (please provide as much as possible to help improve your credit limit)

(1), employment certificate

Work permit or work identification Photocopy of certificate (employment badge), original business card, and original work certificate file stamped with the official seal of the unit.

(2) Proof of income

The salary records issued by the bank in the past three months (photocopy of the salary card statement) or a photocopy of the personal income tax withholding voucher or issued by the unit Original proof of income.

(3), photocopies of academic certificates, professional title certificates, professional qualification certificates, self-owned real estate certificates, self-owned car driving licenses, time deposit certificates, etc., telephone number and water number of the current place of residence in the past three months. , any receipt for electricity or gas bills, other bank credit card certification files (originals of the last three statements) and other original documents.

CITIC Bank Credit Card Application Conditions

Must be a Chinese national or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing. People and compatriots from Hong Kong, Macao and Taiwan can apply for a CITIC Bank credit card from the card issuer with their valid identity documents.

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(2) Overseas persons: Compatriots from Hong Kong, Macao and Taiwan shall provide a photocopy of their pass, and other foreigners shall provide a photocopy of their passport.

2. Work certificate files

Work certificate or work permit stamped with the official seal of the unit;

3. Financial resources certificate files

The original income certificate issued by the unit, or the original bank deposit certificate, or a photocopy of the salary record issued by the bank showing the applicant's name, or a photocopy of the income tax withholding certificate, or a photocopy of the self-owned real estate certificate.

ICBC Credit Card Application Conditions

Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing. People and compatriots from Hong Kong, Macao and Taiwan can apply for an ICBC credit card from the card issuer with their valid identity documents.

The materials that need to be provided are as follows:

1. Identity proof information: a copy of the resident ID card or military officer ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a mainland travel permit and a one-year passport A copy of the above residence certificate; if you are a foreigner, just provide a copy of your passport and residence permit for more than one year.

2. Proof of work and income: Choose from salary certificate or business card and badge with photo.

3. Auxiliary materials that can prove that you have good financial strength: photocopy of real estate certificate, photocopy of car driving license, photocopy of deposit receipt, etc.

Application conditions for Shanghai Pudong Development Bank credit card

Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for a Shanghai Pudong Development Bank credit card from the card issuer with their valid identity documents.

The materials that need to be provided are as follows:

1. Identity document: a photocopy of the ID card (military personnel must provide an officer's ID card). The applicant for the main card must be between 18 and 60 years old;

2. Work unit salary certificate: The salary certificate issued by the applicant’s work unit (need to be stamped with the unit’s financial seal or the unit’s official seal), a photocopy of the work permit or a photocopy of the work badge with a photo of the applicant, Business cards, etc.;

3. Proof of financial resources (this will help to obtain a higher credit limit): photocopy of self-owned real estate certificate, original and copy of motor vehicle registration certificate, bank deposit ) Photocopy of certificate of deposit (folded);

Ping An Bank credit card application conditions

Must be over 18 years old, have full capacity for civil conduct, have a legal and stable source of income and have good credit Good Chinese nationals, foreigners permanently residing in the country and compatriots from Hong Kong, Macao and Taiwan can apply for Ping An Bank credit cards from the card issuer with their valid identity documents.

The materials that need to be provided are as follows:

1. Over 18 years old, with full capacity for civil conduct; 2. A natural person with a stable and legal source of income and good credit; 3. Be able to provide valid identity documents (click to view: identity documents that can be used to apply for Ping An Bank credit cards); 4. Be able to provide income or property proof files.

Bank of China credit card application conditions

Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for a Bank of China credit card from the card issuer with their valid identity documents.

The materials required are as follows:

1. Identity certificate files:

We accept main card applications from people aged 18-65 and those over 16 years old. Supplementary card application.

If you are a domestic resident: you need to provide a photocopy of your resident ID card or temporary resident ID card (both sides, within the validity period), or a photocopy of your military officer ID card

If you are a foreigner Persons: need to provide (1) a valid passport (2) a photocopy of the "Foreigner's Residence Permit" or a photocopy of the "Foreigner's Residence Permit" attached to the visa page of the valid passport or a photocopy of the "Foreigner's Permanent Residence Permit".

If you are from Hong Kong, Macao and Taiwan: you need to provide a photocopy of the "Mainland Travel Permit for Hong Kong and Macao Residents" or the "Return Permit for Hong Kong and Macao Compatriots" or the "Mainland Travel Permit for Taiwan Residents".

2. Proof of fixed residential address (you can choose any of the following)

Copy of household registration card (book)

Water, electricity, Gas payment slips for the last three periods

Landline phone payment slips for the last three periods

Group dormitory certificate issued by the unit

House rental contract (agreement)

Proof of self-owned property

Residential property management fee payment receipt

Proof of address issued by the street

The last two credit card monthly statements or the last three Month's personal income tax payment certificate

Other supporting documents that can prove that the person has a fixed residential address

3. Financial resources certificate file (you can choose any of the following)< /p>

Formal salary slips or income certificates issued by institutions and enterprises for the past three months (need to be stamped with company seal or department seal)

Copies of bank books/bills issued by banks ( Salary information for the last three months needs to be shown)

Copies of personal income tax payment certificates for the last three months

Copies of social insurance withholding certificates

Copy of self-owned real estate certificate

Copy of bank time deposit slip/passbook

Copy of purchase receipt for funds, treasury bonds and corporate bonds (need to show the purchaser’s name, account number and Account balance)

Photocopies of membership cards, including: golf membership card, China Mobile, China, Air China Citizen Platinum, Gold and Silver membership cards, China Southern Airlines Sky Pearl Gold and Silver membership cards card, China Eastern Airlines Miles Club gold card, silver membership card (name and card validity period must be displayed), etc.

Bank of Communications credit card application conditions

Must be 18 years or older, and have full Chinese citizens with civil capacity, legal and stable sources of income and good credit standing, foreigners permanently residing in the country and compatriots from Hong Kong, Macao and Taiwan can apply for a Bank of Communications credit card from the card issuer with their valid identity documents.

The materials that need to be provided are as follows:

If you are a domestic resident, you only need to provide: a completed and signed application form, identity certificate file, residence certificate file, and income certificate file. ;

Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: foreigner residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan.

If you are a private owner, in addition to the above information, you also need to provide: a copy of the industrial and commercial business license showing the applicant's name, company name and date of commencement of operations.

Everbright Bank Credit Card Application Conditions

Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for Everbright Bank credit cards from card issuers with their valid identity documents.

The materials that need to be provided are as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a photocopy of the front and back sides is required). Military personnel need to provide a military ID card. Copy of certificate;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal ), or a photocopy of the work permit/plate;

3. Proof of financial resources: It can be a bank salary record, or income tax withholding certificate, or files proving the market value of houses, cars, deposits and investments (such as real estate certificates /Photocopy of car driving license/bank time deposit certificate) and other materials that can prove your financial level.

Minsheng Bank Credit Card Application Conditions

Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit standing. People and compatriots from Hong Kong, Macao and Taiwan can apply for a Minsheng Bank credit card from the card issuer with their valid identity documents.

The materials that need to be provided are as follows:

1. Identity proof of main card and supplementary card applicants (must attach files):

Domestic persons - resident status Photocopy of the ID card;

Compatriots from Hong Kong, Macao and Taiwan—Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots, and photocopies of residence endorsement or multiple-entry endorsement;

Foreigners—Foreigners A photocopy of the passport and residence permit or employment permit in China from the country where the person belongs;

Applicants for supplementary cards - photocopies of ID cards (applicants for supplementary cards who are under 16 years old and have not applied for an ID card must attach a household registration Photocopy of the book)/Passport/Mainland Travel Permit for Hong Kong and Macao Residents/Mainland Travel Permit for Taiwan Compatriots.

2. Main card applicant’s work certificate file

For example: the original official work certificate issued by the work unit, the original work badge or business card showing comprehensive information, showing the name of the unit, the applicant Name and social security/medical insurance/provident fund payment records in the past three months, etc.

3. Financial income certificate files

For example: bank salary records, income certificates issued by the unit, income tax withholding certificates, self-owned real estate certificates/house purchase contracts/bank mortgage repayments The original or photocopy of the payment plan, your own car driving license, our bank’s deposit certificate and other information.

4. Other credit certification files

Construction Bank credit card application conditions

Must be over 18 years old, have full capacity for civil conduct, have a legal and stable Chinese citizens with income sources and good credit standing, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan can apply for a Construction Bank credit card from the card issuer with their valid identity documents.

The required materials are as follows:

1. If you are an applicant with local household registration, you must also provide:

①Copy of ID card;

②Proof of financial resources: including proof of income or proof of personal assets or proof of professional qualifications, including:

Proof of income (including any material)

a. From the date of application Copies of personal income tax withholding vouchers or tax payment certificates for the last three months

b. Photocopies of social insurance policies for the last three months from the date of application

c. Provident fund payment record or photocopy of payment list for the past three months

Proof of personal assets (including any materials)

a. The property rights belong to myself or *** with others Photocopy of some local real estate certificates

b. Photocopy of house/car purchase invoice

c. Photocopy of motor vehicle driving license of the People's Republic of China

d. Photocopy of China Construction Bank savings passbook or deposit receipt

Professional qualification certificate (including any material)

For example: photocopy of professional qualification certificate assessed or recognized by the national authoritative department, including Certified public accountant, certified auditor, lawyer certificate, etc.

2. If you are an applicant with non-local household registration, you must also provide:

①Copy of ID card;

②Proof of financial resources (same as above);< /p>

③Stability proof.

a. Copy of local real estate certificate from the card issuing bank

b. Copy of social insurance policy

c. Copy of full-time undergraduate degree or above/degree certificate

3. If you are an overseas person (including compatriots from Hong Kong, Macao and Taiwan and foreigners), you must also provide:

①Copy of ID card;

a. Foreigners should provide a photocopy of their passport

b. Residents of Hong Kong and Macao should provide a photocopy of the Mainland Travel Permit for Hong Kong and Macao

c. Taiwanese residents should provide a 5-year travel permit for Taiwan residents to travel to the mainland. Photocopy of pass

② "Foreigner's Permanent Residence Permit" or deposit (minimum deposit amount is 5,000 yuan).

What information is needed to apply for a CCB credit card?

Conditions for CCB credit card application:

1. A photocopy of your ID card (prepare by yourself)

2. A proof of income (the income certificate is issued by the unit and must have an official seal.)

3. Credit card application form

Note: The main reason is that it is not easy to issue proof of payment. Once you have the proof, everything else is easy. The amount of the card is between 5Q and 1W. It mainly depends on the conditions. If the conditions are good, you can apply for funds. Card, the limit is around 5W.

Actually, let’s just say it weakly. Proof of income may not be genuine. Shh.

What information is needed to apply for a credit card in a specialty store

Bank credit card application materials:

①. Identity certification information:

Resident ID card or A photocopy of the military officer's ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a copy of the Mainland Travel Permit and a proof of residence for more than one year; if you are a foreigner, you need to provide a photocopy of your passport and a proof of residence for more than one year.

②. Proof of work and income:

Salary proof or business card or badge with photo.

Proof materials that can prove good financial strength: photocopy of real estate certificate, photocopy of car driving license; photocopy of bank loan account (good credit, overdue not more than 60 days) or deposit certificate.

Bank credit card application conditions:

①. Age requirements: Domestic residents must be between the ages of 18-65, and foreigners must be between the ages of 25-65;

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②. Job requirements: Have a stable workplace, income and fixed residence;

③. Credit requirements: No bad credit record. Applicants for supplementary cards must be the parents, spouse or children of the primary cardholder and be between the ages of 16-65.

Apply for a credit card, card application conditions and required information.

Conditions: Applicants should be between 18 and 60 years old (25 to 60 years old for overseas applicants), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual audit by the bank.

Information: bank credit card application form, photocopy of the front and back of the ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan compatriot card and employment permit; Hong Kong and Macao residents: return permit and Employment permit/residence permit) and work certification files issued by the unit.

In addition, providing the following information will help increase your credit limit, such as: photocopies of bank savings account slips for the past three months; original asset balance certificates for financial accounts opened by banks; photocopies of real estate certificates (including My name) + a photocopy of any water, electricity and coal invoice of the property in the past 3 months; a photocopy of my car driving license.

If you meet the above conditions, you can try to apply. I wish you success in applying for the card!

What information do I need to apply for a credit card at the bank?

Identity card and income certificate are required. To apply for a credit card, you need to be over 18 years old. You can apply by providing your ID card and income certificate.

1. Application conditions:

1. Citizens aged 18-65 years old and capable of civil conduct.

2. Have stable income and provide proof of income.

3. The personal credit report must be good and have no bad records.

4. Whether you can successfully apply for a credit card is also related to your occupation.

5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.

6. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.

2. Information required for applying for a credit card:

1. Identity certification materials;

2. Work and income certification materials;

3. Documents proving financial resources;

4. Educational qualifications, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials.

3. Process:

1. Apply for an appointment online;

2. Three to five working days after the appointment, staff will contact you to collect information. ;

3. It takes about 7 to 10 working days for the bank system to conduct personal information audit and telephone return visit;

4. If the audit is passed, it will be mailed in about 10 working days. Take out a credit card.

What information is needed to apply for a credit card at the bank counter

If you apply for a China Merchants Bank credit card, you need a local China Merchants Bank, 18-60 years old, if you can provide ID card, work certificate and income certificate information, You can try to apply. If you apply for a car card, you need to attach a photocopy of the driving license in your name. If the local branch has clear regulations, the regulations of the local branch shall prevail. The credit card verification shall be subject to the final audit result.

If you only have an ID card or are not old enough, you can apply for an additional card for immediate family members (immediate family members are parents, children, and spouses).

You can log in to the credit card website, select "Credit Card Application" - "New Customer Application Channel", apply through the "Easy Appointment, Door-to-Door Application" online banking application appointment platform, fill in simple appointment information online, and wait for the bank Audit, if the audit passes, our bank will first conduct a preliminary review. If the preliminary review passes, there are two subsequent card application processes. One is if the preliminary review is passed, a card application staff will contact you to come to collect the card; the other is that your bank will receive the card. SMS notification will ask you to go to the branch to sign and confirm the application. The details will be subject to notification from our bank after passing the preliminary review.

What information is needed to apply for a credit card from Bank of Communications?

Second-generation ID card + college degree or above,

Second-generation ID card + local commodity real estate certificate,

Second-generation ID card + social security provident fund statement

Second-generation ID card + Bank of Communications time deposit receipt, as well as customers who have purchased financial services from Bank of Communications,

the above information is available at the same time If you have one, the limit will increase, and the success rate of card application will increase

What materials are needed to apply for a credit card?

To apply for a credit card, you need to be over 18 years old, and have a stable income or other financial proof. Apply for a credit card.

Credit card application conditions:

The minimum application age specified by the bank is 18 years old, and the maximum application age is 60 years old;

My second-generation ID card is required;< /p>

Proof of employment and income stamped with the company’s financial seal;

No bad credit record;

Other proof of financial resources, such as real estate, cars, stocks, bonds wait.

Materials required to apply for a credit card:

Applicant’s ID card;

Credit card application form from the bank;

Employment certificate and Proof of income stamped with the financial seal of the unit;

Individuals and private entrepreneurs need individual business licenses and tax bills for the past three months;

Other financial resources proof: income tax withholding certificate; self-owned A photocopy of the real estate certificate; a photocopy of the driving license of your own car.

How to apply for a credit card? What information is required when applying? How to apply for law?

Because credit cards have an overdraft function, which means you can make purchases with the card even if there is no money in the card, so not everyone can apply for a credit card, and banks only issue credit cards to people they think are honest. Check to see if you meet the bank's requirements for issuing a credit card: 1. Be between 18 and 65 years old; 2. Have a stable career and income; 3. Have good credit and the ability to repay interest on time; 4. , natural persons with full capacity for civil conduct (robots, vegetative persons, minors, and mental patients to a certain extent are not allowed). If you have not met the conditions for applying for an ordinary communication card, you can apply for an additional card through your parents or spouse. To apply for an additional card, you must meet the following conditions: 1. A natural person with full capacity for civil conduct or limited capacity for civil conduct 2. Years Applicants for supplementary cards who are over 13 years old3 and under 16 years old must provide a copy of their household registration book when applying. In addition: some cards are not available to everyone and have some special requirements for cardholders. For example: CITIC Bank Magic Credit Card can only be applied for by women. Here are two tips for successfully applying for a credit card. In the first few years when credit cards were first promoted, various banks expanded regardless of cost efficiency in order to seize the limited credit card market. It has led to the great development of the entire credit card business, but it has also resulted in a mixed bag of good and bad credit card holders, resulting in many "sleeping cards" and "old credit cards", laying hidden dangers for banks' bad debts. Now, with the strengthening of bank risk awareness and improvement of risk control, credit card approval has become more and more strict, especially for those who apply for a credit card for the first time or apply for a high-limit card, many people have received bank rejections , so how can you ensure that your application will be approved smoothly? First of all, various asset certificates must be fully prepared. Generally speaking, if you already have one or more credit cards and have a good repayment record, you generally do not need to provide proof of income or assets. You only need to photocopy the credit cards you already own when applying and attach them to the application form. Just send it (even if the credit card you have is not the card of the bank you are applying for, it is OK, because each bank can check your credit status through the personal credit information system of the Central Bank. Good consumer credit and repayment credit are the most important things for banks. valued).

If you are applying for a credit card for the first time, because you do not have any consumer credit history, the bank mainly relies on your various income and asset status to decide whether to approve the card for you and the size of the credit limit. Generally speaking, if you are applying for a credit card for the first time, the limit will not be too high unless you can provide sufficient proof of assets, such as income proof, house ownership certificate, mortgage purchase certificate, car title certificate, bank deposit certificate or Securities certificates, etc. Of course, in addition to asset certificates, other certificates that can prove your personal abilities will also help you obtain high-limit credit cards, such as academic certificates, technical level certificates and other qualification certificates. Secondly, fill out the application form carefully. Generally speaking, the following aspects on the application form will affect the bank's credit evaluation score (the higher the credit score, the higher the chance of obtaining credit card approval, and the higher the limit): 1. Whether there is a landline in the city Number (own