How to repay CITIC Credit Card?

How to repay the credit card of CITIC Bank?

Credit cards are often used in our daily life and work, so how to repay with credit cards? How to repay the credit card of CITIC Bank? Let me share my own methods, hoping to help everyone.

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Users who bind the CITIC Bank savings card to repay the CITIC Bank credit card can directly repay the CITIC Bank credit card by binding the CITIC Bank savings card, provided that there is enough money in the savings card.

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Binding Alipay repayment CITIC Bank's credit card can bind Alipay repayment. After binding Alipay, you can set a repayment reminder date, and Alipay will remind you to repay before the repayment date.

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Binding WeChat Repayment CITIC Bank's credit card can directly bind WeChat repayment, and the premise of binding WeChat repayment is that there are enough funds in WeChat.

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Go to the counter of CITIC Bank or ATM for repayment. If your credit card belongs to CITIC Bank, you can go directly to the counter of CITIC Bank or ATM to repay the loan.

Six repayment methods of credit card of CITIC Bank

1. Cash repayment at the counter of China CITIC Bank.

2. Cash repayment at the counter

3. Transfer repayment at other banks' counters

4. Inter-bank transfer in the same city

5. Remittance from different places

6. Inter-bank ATM transfer repayment

How to repay the credit card of CITIC Bank?

In fact, there are many ways to repay the credit card of CITIC Bank. When users repay, they can use the following methods:

1, repayment at the bank counter. When making repayment, users can bring cash and credit cards to the counter of CITIC Bank for repayment. However, this method is cumbersome and wastes a long time.

2.ATM machine for repayment. When users use ATM for repayment, it is basically the same as our ordinary debit card. Users only need to insert the card, enter the password, and put the cash into the ATM, so they can repay the money at the ATM.

3. Online banking repayment. If the user has opened online banking, he can also make repayment through online banking. No matter which bank's online banking is ok. The specific operation mode is basically the same as transfer.

4. Third-party platform for repayment. Now many third-party platforms support credit card repayment, such as Alipay and WeChat. Therefore, users can also use this method when repaying money.

Precautions for credit card repayment: 1. Pay attention to the repayment date of credit card. Usually the repayment date is about 20 days after the billing date of the credit card. Between the billing date and the repayment date, the user must pay off the arrears to avoid overdue.

It is best not to overflow the deposit. At the time of repayment, many users may deposit more cash in their credit cards, which is called overflow deposit. Because this part of the cash will not generate interest, and the cash will be charged a handling fee. So it's best not to overflow the deposit.

Credit card grace period of CITIC Bank

1. The grace period of CITIC Bank's credit card is 3 days. For example, if the repayment date is 25th, then the grace period is 3 days, and repayment before 20pm on 28th can be regarded as normal repayment. If the repayment exceeds this time, it will be regarded as overdue. Note that overdue repayment not only requires penalty interest, but also uploads personal credit information in real time, which has serious consequences.

2. In addition, if the cardholder needs to delay repayment due to special circumstances, he can call the credit card customer service hotline of CITIC Bank, and the credit card grace period can be increased to 5 days. In this way, the credit card repayment rules of CITIC Bank are still relatively humanized.

How to repay the credit card of CITIC Bank?

How to repay CITIC Credit Card in installments;

First, the official account of CITIC Credit Card WeChat is handled.

Users can open WeChat (version 8.0. 16) in iPhone 13 mobile phone iOS 15.0, and then pay attention to the official account of "CITIC Bank Credit Card", click "Service Hall" in the navigation bar, and then click "Bill Staging" after entering.

Second, CITIC Credit Card is handled in official website.

Users can use the Baidu browser (13.0.0. 12.6) in macbook pro13 (MAC OS Sierra12.6) to log in to official website () of CITIC Bank Credit Card, log in to personal online banking, and click "Current Bill" in "My Account".

Three. CITIC Credit Card Customer Service Hotline Handling

Users can call the credit card customer service hotline of CITIC Bank at 4008895558, and make staging according to the voice prompts.

Four. At the counter of CITIC Bank's business outlets.

Users can bring their credit cards to the counter of CITIC Bank's business outlets.

China CITIC Group Co., Ltd. (formerly China International Trust and Investment Company) was founded by Comrade Rong Yiren in 1979 with the support of Comrade Deng Xiaoping. Since its establishment, the company has given full play to the important role of economic reform pilot and opening-up window, carried out fruitful exploration and innovation in many fields, and successfully opened up an innovative development path serving China's reform, opening-up and modernization by absorbing and utilizing foreign capital and introducing advanced technology, equipment and management experience.

In 2002, China International Trust & Investment Company was restructured and renamed as China CITIC Group Corporation, becoming a national authorized investment institution. 20 1 1 China citic group co., ltd was restructured into a wholly state-owned company, renamed China citic group co., ltd (hereinafter referred to as citic group), and initiated the establishment of China citic co., ltd (hereinafter referred to as citic shares). 2065438+In August 2004, CITIC Group injected 0/00% equity of CITIC/KLOC into CITIC Pacific, a listed company in Hong Kong, to realize the overall overseas listing.

According to the mission requirement of "practicing the national strategy and helping the national rejuvenation", CITIC Group takes "building an excellent enterprise group and building a century-old national brand" as its development vision, and "deepening the reform of state-owned enterprises, strengthening scientific and technological innovation and integrating into regional strategies" as its main line of work, and deeply cultivates five business sectors, namely, comprehensive finance, advanced intelligence, advanced materials, new consumption and new urbanization, and strives to become a banner of practicing the national strategy, leading domestically and internationally. In 2020, CITIC Group ranked 12 and 126 in Fortune Global 500.

In fact, there are many channels for repayment.

With the increasing popularity of credit cards, many people will have one or two credit cards, and they also like to pay by credit cards when shopping and eating. When the repayment period is up, you can repay according to the bill and enjoy the interest-free period. But many white people are not sure how to repay after swiping their cards. Next, I will take CITIC Bank as an example to explain how to repay the credit card of CITIC Bank and its credit card repayment strategy.

CITIC Credit Card has the following eight repayment methods. You should choose the repayment method according to your own situation.

I. Automatic Transfer Repayment

If you have opened a CITIC wealth management card or current passbook, you can apply for automatic repayment service through 400 customer service phone number, uplink SMS, personal online banking of CITIC Bank or at CITIC Bank outlets, and our bank will automatically deduct the corresponding amount from your designated CITIC wealth management card or passbook on the last repayment day of your credit card bill every month.

The second is to automatically purchase foreign exchange for repayment.

For the consumer account generated in your foreign currency account, you only need to deposit enough RMB (RMB arrears and foreign currency arrears) into your CITIC credit card account before the due repayment date. Each deposit of RMB will be automatically used to repay the foreign currency arrears payable on the current statement, and the excess will be used to repay the RMB account arrears.

At this point, you have started automatic repayment of RMB. On the due repayment date, we will automatically convert the arrears in your foreign currency account and the arrears in your RMB account into RMB, and automatically transfer the repayment from the RMB account of your CITIC Wealth Management Card or current passbook.

Third, online banking repayment

If you have opened a CITIC wealth management card or a current passbook, you can log in and register to open a personal online banking, and sign a contract with the credit card to realize online transfer and repayment. Real-time arrival, no handling fee (if you need to repay others' CITIC credit cards, you need to open "enhanced" online banking at CITIC Bank outlets).

Fourth, ATM transfer repayment

At any ATM of CITIC Bank, use CITIC Bank Wealth Management Card to transfer the repayment to CITIC Credit Card, and receive it in real time without handling fee.

Verb (abbreviation of verb) CITIC ATM repayment

On the automatic deposit machine (ADM) or deposit and withdrawal integrated machine (CDM) of CITIC Bank, cash repayment is made in RMB, and it is received in real time, and no handling fee is charged.

Six, telephone bank transfer repayment

If you have opened the wealth management treasure card or current passbook of CITIC Bank and the self-service transfer service of telephone banking, you can call telephone banking 95558.

Pay off your credit card debt by telephone transfer.

Seven, counter repayment

Cash repayment at the counter: at any branch of CITIC Bank, make repayment to CITIC Credit Card in cash. Please fill in CITIC Credit Card accurately when accepting repayment from others and repayment without card. Real-time arrival, no handling fee.

Counter transfer repayment: at any outlet of CITIC Bank, use CITIC wealth management card or current passbook to transfer repayment to CITIC credit card, and accept repayment from others or without card. Real-time arrival, no handling fee.

Counter cheque repayment: at any branch of CITIC Bank, repayment is made to CITIC Credit Card by cheque. Generally, it will arrive in 2-3 working days, and there is no handling fee.

Eight, online banking, telephone and counter purchase repayment.

For the consumer account generated in your foreign currency account, we also have a variety of repayment methods for you to choose from: online banking repayment, telephone repayment and counter repayment.

Repayment of foreign exchange purchased by online banking

If you have opened a CITIC wealth management card or a current passbook, you can log in and register to open personal online banking, and sign a contract with the credit card, so that you can purchase foreign exchange online for repayment.

Telephone foreign exchange repayment

You only need to deposit enough RMB into your CITIC credit card account before the due repayment date, and then call the customer service hotline at 40088-95558.

You can apply for repayment by purchasing foreign exchange.

Reverse purchase repayment

You can also buy RMB foreign exchange repayment at the designated outlets of China CITIC Bank with the original statement and identity documents of the current period.

How to repay CITIC Credit Card?

First, UnionPay online online repayment

You can log on to the online payment website of UnionPay through Baidu browser, register and open personal payment service, and bind a debit card, so you can repay CITIC Credit Card through online payment. Real-time arrival, temporary exemption from handling fees.

Second, Alipay APP version 3.0 repayment

Log on to Alipay website and select "Credit Card Repayment". According to the operating instructions, use a debit card with online payment function issued by any bank to repay CITIC Credit Card, and the funds will arrive in real time.

Third, Tenpay repays.

Log on to Tenpay website and select "Credit Card Repayment". According to the operating instructions, use a debit card with online payment function issued by any of the following banks to repay CITIC Credit Card, and the funds will arrive in real time.

Fourth, self-service intelligent terminal repayment

You can carry any debit card with UnionPay logo, and easily transfer money to CITIC Credit Card for repayment through self-service intelligent terminals with Lacarra logo, Fu You logo and UnionPay logo and UnionPay business payment with UnionPay logo, which are distributed in major banks such as CITIC, Minsheng, Ping An, Shanghai Pudong Development Bank, Huaxia and Shenfa, and tens of thousands of special merchants or convenience stores across the country.

Payment method of CITIC Credit Card after consumption

What are the repayment methods?

1, you can choose from nine repayment methods.

(1) Cash repayment (RMB, HKD, USD)

You can use CITIC Star credit card (if you don't have a credit card, you need to write it in the corresponding position of the repayment form) to make cash repayment at the business outlets of CITIC Industrial National Branch before the due repayment date.

(2) Personal settlement account transfer repayment (RMB, HKD, USD)

You can take CITIC Star credit card (if there is no credit card, you need to write it in the corresponding position of the repayment form) and personal settlement account passbook or debit card (such as wealth management treasure) of CITIC Industrial Bank, and pay back the credit card account by transfer before the due repayment date.

(3) Remittance/telegraphic transfer repayment (RMB, HKD and USD)

You can pay your credit card account by remittance/telegraphic transfer through other bank counters. When remitting money, the payer's name, credit card and receiving bank should be any business outlet of CITIC Industrial Bank.

note:

_ Remittance expenses arising from repayment to the credit card account by remittance/telegraphic transfer shall be borne by the cardholder.

_ The date of repayment is based on the date when you receive the account.

(4) CITIC ATM transfer repayment (RMB, HKD, USD)

You can use CITIC Industrial Bank debit card (such as wealth management treasure) to select [transfer transaction] to repay the credit card account at any ATM of CITIC Industrial Bank nationwide.

(5) Repayment by cheque transfer (RMB)

You can take a check and CITIC Star credit card (if you don't have a credit card, you need to write it in the corresponding position of the repayment form) and return the credit card account to the business outlet of CITIC Industrial Bank before the due repayment date.

(6) Repayment by CITIC Automatic Deposit Machine (CDM) (RMB)

You can insert CITIC Star Credit Card into the CDM machine of CITIC Industrial Bank and follow the instructions of the deposit machine.

(7) Telephone bank transfer repayment (RMB)

You only need to bring your personal settlement account passbook or debit card (such as wealth management treasure), credit card and ID card to CITIC Industrial Bank outlets for credit card telephone banking transfer repayment, and then you can call the local CITIC Industrial Bank telephone banking hotline to pay your credit card account by telephone transfer.

(8)800 telephone purchase of foreign exchange for repayment

In consumption abroad, you only need to deposit the corresponding RMB into a credit card account and call the 800 customer service hotline to apply for repayment of foreign exchange, which saves the trouble of repayment at the counter.

800 telephone purchase of foreign exchange repayment procedures:

1. Deposit RMB corresponding to foreign exchange arrears into your credit card account;

Two. Only the main cardholder can call the 800 customer service hotline to apply for foreign exchange purchase repayment (the main cardholder can handle your supplementary card);

Three. Our customer service director will confirm with you: the date of purchasing foreign exchange, the amount of foreign currency repayment, the estimated amount of RMB needed, and the exchange rate of purchasing foreign exchange;

Four. We will purchase foreign exchange for you on the next working day after your RMB deposit is recorded, and the exchange rate of foreign exchange will be subject to the foreign exchange rate announced by the state on the day of purchase.

When withdrawing foreign currency cash from domestic counters, you can only repay in foreign currency, and you can't purchase foreign exchange for repayment.

(9)ATM inter-bank transfer repayment (RMB)

Now, you can easily operate the ATM of any online bank and transfer the debit card of online bank to CITIC Star Credit Card for 24 hours, with no limit on the number of transfers.

This transfer business is currently only applicable to domestic RMB transactions!

Operating steps:

1. Insert the bank card for online banking transfer.

2. Select inter-bank transfer business

3. Enter CITIC Star Credit Card.

4. Enter CITIC Star Credit Card again.

5. Enter the transfer amount

6. Press Enter to check the transfer-in and amount displayed on the screen.

7. Press the Enter key after confirmation.

8. After the transaction is completed, the transaction result will be displayed on the screen.

Please pay attention to carefully check the transfer-in account number when conducting ATM inter-bank transfer transactions, and immediately check the balance of both accounts after the transaction is successful to avoid transaction losses.

This concludes the introduction of how CITIC Credit Card repays and how CITIC Credit Card repays and borrows differently. I wonder if you have found the information you need?