Why did you receive information from loans overdue without a loan?

It is possible that this kind of message is a mass message. You need to check where this message was sent. If it is some information platform, it may be a scam message. Therefore, it is best to go to the bank with the original ID card, which may be fraudulent information or an impersonation loan. It is more reassuring to go to the bank.

1. If the user has borrowed money from the loan platform before, even if the loan is settled, personal information will be left on the loan platform, and the loan platform may send a loan invitation message for new sources of performance;

2. If the user has never made a loan, it may be official website, who has entered some loan platforms before and consulted information, and is considered as a potential customer, so the loan platform will also send a loan invitation message;

3. It may be that the user's personal information is inadvertently leaked, and the loan platform will send a loan invitation SMS to expand the business after obtaining the user information; Or the user's personal information is stolen by others to borrow money.

Factors affecting the success of the loan:

Three tired six in a row.

"Three consecutive years and six consecutive years" is a combination of "three consecutive years" and "six consecutive years". Generally speaking, "three consecutive months" refers to overdue repayment, and "six consecutive years" refers to six overdue repayments in a year.

If there is a situation of "three consecutive times", it means that your personal credit report is extremely bad, and the bank will judge the individual as having a very bad impression. Then, there is a great risk that the borrower's loan and credit card application will be rejected.

Overdue payment

Overdue, especially never, and as long as there is no repayment, the record will always exist. The overdue records of credit cards are all recorded in the credit report. Therefore, people who have never paid back the credit card money indicate that personal credit information is poor, so personal mortgage will be rejected by banks. Therefore, you must pay attention to keeping your personal credit information and don't discredit your credit information.