Received a text message from a friend suing for arrears.

Legal analysis: this situation can be ignored. If your colleague owes money and doesn't pay it back, the online loan or bank will call him first, then call his emergency contact, then call everyone in his address book to send a text message to collect it, and finally go to court to sue.

Legal basis: Article 1 19 of the Civil Procedure Law. The prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.