How to deal with the world's most intractable problem of friends borrowing money?

Why do you think this problem is the most difficult in the world? Because you are struggling.

Don't lend it to friends? It is easy to hurt feelings and lose face.

Lend it to friends? It's easy to hurt your wallet. It is possible that the money will not come back, and it is more likely that the feelings will be hurt because of urging money.

Borrow or not, you find it difficult to deal with.

Sharing a communication skill can teach you to gracefully refuse a friend to borrow money, and it can also increase the feelings between friends.

First: when a friend borrows money, don't ask him how much to borrow first!

I have personal experience. Whenever relatives and friends borrow money from me, when I ask each other how much you want to borrow, the direction of our conversation becomes, how much is our friendship worth. Once you turn your feelings into measurable value, believe me, no matter whether you borrow money or not, he didn't pay it back at last, and your previous friendship was tainted with copper stink!

Second: care about the reason why he borrowed money.

One is concerned about why he borrowed money, and the topic kicks him.

There are generally two reasons for borrowing money. First, it is an emergency, and the relationship is really good. If you can help, help.

My friend's father was ill and borrowed money from me. I didn't say anything, and WeChat transferred 2000 yuan. It doesn't matter if the money is not lent to him, but given to him.

Borrowing money is a headache for everyone, which is generally the second reason. The other party wants to buy a car, buy a house, get married, etc. Treat you as an interest-free bank. At this time, you ask him the reason for borrowing money, expressing that you have encountered similar experiences and are unable to help.

For example, my friend borrowed money from me before and said that he would get married and buy a house.

I understood very well and said, "Now the house price is high, it is really difficult to buy a house on our own salary."

Then my friend thought I understood him, and he told me about the house price in China.

After I vomited, I went on to say, "It's a pity that I'm going to buy a car recently, and money is tight. I really can't do anything. "

You see, you two have similar needs. He buys a house and you buy a car, but it can't be said that he buys a house. It doesn't matter if you buy a car, does it? So that friends can understand you.

Use this communication method when you really don't want to lend money to your friends or hurt your feelings.

First: ask the reason and show concern.

Second: Say similar reasons and express your incompetence.

It works every time. Use it quickly. Many questions actually have communication skills. Welcome to my official WeChat account (wonderful micro-classroom) to study together ~