How to find out if you have borrowed money?

Just check your credit report. There are two ways to check your credit.

First, the Credit Information Center official website Online Inquiry

1. Open the credit information official website, select the Internet personal credit information service platform, enter the credit information center of the People's Bank of China official website, and click "Register" in the upper right corner;

2. Register a personal account and log in to the personal credit inquiry system;

3. Fill in the user supplementary information, and then click "submit";

4. After successfully logging in, click "Information Service" and select "Security Level Change";

5. Select "Get Credit Information" in the information service to get personal credit report.

It should be noted that the China People's Bank Credit Information System is free of charge for the first two inquiries every year, and 10 yuan is required for each inquiry in the future. If the information included in the platform is not enough to verify the identity, the reason may be that you have not applied for a credit card before, and you need to go to the site to inquire.

Second, WeChat search: Qitian quick check and make an inquiry.

Click Query, enter information and find your own credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can find their own big data and credit status, obtain various indicators, and find their own personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.