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Mortgage the house to the bank for a loan of 400,000 yuan, which will be paid off in 10. What is the average monthly amount?

Mortgage the house to the bank for a loan of 400,000 yuan, which will be paid off in 10. What is the average monthly amount?

1. The loan interest rate of the house mortgage loan is 4.90% of the benchmark interest rate. If the loan is paid off within 400,000 years, 10:

The total loan amount is 400,000.

The total repayment amount is 50677 1.5 yuan.

Pay interest 10677 1.5 yuan.

The loan period is 120 months.

The monthly repayment is 4223. 1 yuan.

The calculation method can refer to the online mortgage calculator.

Two, housing mortgage loan application materials:

1. real estate license (real estate license and land certificate must be mortgaged to the bank when mortgage the bank loan)

2. Identity cards of the obligee and his spouse

3. Household register of the obligee and spouse

4. Marriage certificate of the obligee (marriage certificate or unmarried certificate issued by the Civil Affairs Bureau)

5. proof of income (this proof has a great influence on the success and maximum amount of mortgage bank loans. )

6. If the property owner has minor children, please provide birth certificate.

7. If there is a bank loan for the property, please provide the original loan contract and the last bank statement.

8. In order to improve the pass rate of mortgage loan, please provide other family property certificates (such as other real estate licenses, stocks, funds, cash passbooks, vehicle driving licenses, etc.) as far as possible. )

The house is mortgaged with a bank loan of 400 thousand. /kloc-how much is the monthly repayment in 0/0?

If you want to calculate the monthly information for reference, please open the following link:: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq tries to use the benchmark interest rate of the current loan to try monthly payment.

If your city has China Merchants Bank, you can try to apply for a loan through China Merchants Bank. The loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets.

How much is the monthly average loan of 0.45% for 64 thousand years?

The monthly interest rate is 0.45%, right?

If the monthly interest rate =0.45%

Formula: monthly repayment amount = loan amount, monthly interest rate/1-( 1 interest rate)-repayment months.

Monthly repayment amount = 600,000.45%/1-(10.45%)-48 =1,392.66 yuan.

The annual interest rate is 5.4%, and the monthly repayment is 1, 392.66 yuan.

The mortgage bank loan is 6.5438+0.5 million yuan, which will be paid off in five years. How much will it cost every month?

The housing mortgage loan is RMB 6,543,800+5,000, and the mortgage is for five years. According to the current standard that the benchmark interest rate of banks will not rise, the monthly payment is as follows:

Matching principal and interest repayment method:

The total loan is 150000.00 yuan.

Repayment months: 60 months

The monthly repayment is 2847.90 yuan.

A total of 20,873.85 yuan of interest was paid.

Total principal and interest 170873.85 yuan.

Equal principal repayment:

The total loan is 150000.00 yuan.

Repayment months: 60 months

The repayment in the first month is 365,438 yuan +056.25 yuan.

Decreasing monthly: 10.94 yuan.

A total interest of 200 15.63 yuan was paid.

Total principal and interest 1700 15.63 yuan.

How much interest should I pay for a bank loan of 250,000 yuan in fifteen years, and how much is it on average every month? How many years will it be worthwhile?

Hello, if you apply for a loan in our bank, the monthly repayment amount of the loan needs to provide the following elements for calculation: total amount, loan term, loan execution interest rate and specific repayment method. The above information can only be determined after the loan handling bank specially reviews your comprehensive information. If you just want to test a general information, please open: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq Use a financial calculator for trial calculation (the trial results are for reference only). Note: The actual loan information can only be determined after the audit of the handling bank. If PBOC subsequently changes the benchmark loan interest rate, the personal loan execution interest rate may also change, which may eventually lead to a change in the monthly payment. Thank you for your attention and support!

How much can the house be mortgaged to the bank for loan?

It depends on the purpose of the loan. If you apply for a loan from China Merchants Bank, we have personal consumption loans, which are issued by our bank to natural persons for personal or family legitimate consumption purposes such as car purchase, parking, decoration, education, bulk shopping and tourism. , generally secured by real estate mortgage. You need to provide your personal information and proof of the specific use of funds, and apply through the counter personal loan department.

Generally, commercial housing is used as collateral, and the mortgage rate shall not exceed 70% of the present value of real estate appraisal; Where commercial houses are mortgaged, the mortgage rate shall not exceed 60% of the net value of real estate appraisal or 50% of the present value of appraisal. For educational purposes, the term shall not exceed 8 years (inclusive).

How to calculate the bank loan mortgage housing loan in 20 10?

You still have to tell us what the interest rate is.

Suggestion: there is a little thing called financial calculator. You can search and download one. As long as you know the loan amount, interest rate (usually monthly interest), term (usually calculated according to how many months), and then there are options such as equal principal and interest or average capital, you can try it.

I want to mortgage my house to the bank for a loan of 200,000 yuan, which will be paid off in 20 years. How much is the monthly interest?

Hello, what is the purpose of your loan? Which city are you going to apply for? I suggest that you can go through the "online customer service": forum. cmbchina。 /CMU/icslogin.aspx？ From=Blogincmu=0 Learn more about it according to your own specific situation. Thank you for your attention and support!

How much is the interest on mortgage of the house to the bank for 338,000 yuan 10 year?

At present, the annual interest rate of loans from June to June (including June) announced by the People's Bank of China is 4.35%, from June to 1 year (including 1 year) is 4.35%, from 1-3 years (including 3 years) is 4.75%, and from 3 to 5 years (including 5 years). You can enjoy a discount when you buy the first suite, and the lowest benchmark interest rate can be lowered by 30%~

How much is the mortgage bank loan of 400 thousand paid off in 20 years every month at the current interest rate

Unlike banks, the monthly interest rate of the four major mortgage banks is around 0.6%. Calculated, it is still 3 149.4 per month.

How to inquire about the loan progress, monthly repayment amount and loan balance?

How to inquire about the loan progress, monthly repayment amount and loan balance?

For the personal loan handled by our bank, if you submit complete application materials, it will take about 15 working days to approve it. Because it involves evaluation, mortgage registration and other links, each customer's situation will be different. The specific processing progress can be directly confirmed by contacting the processing outlets or loan account managers.

If you have submitted a loan application, you can also log in to the mobile banking app to check the loan approval progress: 1, Home-Loan-Loan Progress Query; 2. My loan-inquiry-loan progress inquiry; 3. Assistant-borrowing money to do business-loan progress inquiry.

How to inquire about personal loan balance

If you apply for a loan from China Merchants Bank, please go to cmbchina, the homepage of China Merchants Bank. Click the option "Personal Banking Universal Edition" on the right, enter the inquiry password to log in, and then click the horizontal menu "Loan Management"-"Personal Loan Inquiry"-"Loan Inquiry" to find the remaining principal of the loan.

How to inquire about the balance of commercial loans

There are three ways to check the loan balance: one is the monthly bill; 2. I hold my ID card to check with the loan business department of the loan bank; 3. Inquire through online banking. When a non-person inquires about the loan balance, he can only inquire from online banking, provided that he knows the password of online banking. If it is not the lender himself and is not authorized, the bank will not provide any information of the lender for the protection of the lender's interests. And even if someone else goes to the bank with the lender's ID card to inquire about any information of the lender, it is estimated that it will not work.

If the personal housing loan handled by our bank has been issued, you can log in to mobile banking and online banking to check your loan balance information.

The inquiry process of online banking universal edition is as follows: Please go to China Merchants Bank China. On the homepage of our bank, log in to the popular version of personal bank on the right (password login, password inquiry), and click loan management-personal loan inquiry-loan inquiry horizontally.

How to inquire about the repayment balance of student loans

Repaying student loans:

I. Online repayment process:

1. Log in to the "Student Online System" and inquire about the personal Alipay loan special account;

2. Log in to the Alipay website with the name of the personal Alipay loan special account to conduct the personal Alipay loan special account.

Modify login password and payment password and other related operations to strengthen account security and prevent account theft;

Second, the personal repayment process:

1. Get the repayment application form from the student loan center and fill it out clearly;

2. The student will give one, and you can pay at the designated bank;

3. How much is the monthly regulation?

You can query in the following ways:

1, visit the student loan website.

Graduates can log on to the national student loan information inquiry website: nslis.wh.sdu.edu./, and enter their personal ID number and password for inquiry.

Step 2 check with the bank

College students bring their personal identification documents to the banks that apply for student loans for inquiry.

3. Log on to the bank website for enquiry.

Some banks can log on to the website of the student loan card-issuing bank, and online banking can directly inquire.

4. Log in to Alipay for inquiry.

Students who have opened Alipay repayment can also log in to Alipay account, click on the application center, and also make student loans, and check the records for enquiries.

Related introduction

The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan led by the government, with financial subsidies and certain risks compensated by finance and universities, and jointly operated by banks, education administrative departments and universities.

Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation.

Ping An Jin Lu Loan Check the loan balance.

Weng shouted at the purple member

How to inquire about the repayment balance of personal provident fund loans

Because of the different policies in different cities, you can directly contact the personal loan department of local outlets to confirm whether there is provident fund loan business and related business regulations in your local area!

The inquiry method of repayment balance of personal provident fund loan is:

I. Visit the website of the local housing provident fund management center for personal housing provident fund inquiry.

2. Call the customer service telephone number of the local housing provident fund management center 12329, and inquire through the automatic voice system (charged by ordinary local telephone).

How to inquire about the mortgage repayment amount?

If your loan in our bank has been issued, you can inquire about your loan information through the following channels (including: quota/total loan amount, quota start date/maturity date, loan balance, remaining installments, repayment method, quota/loan status, deduction date and loan repayment record).

If your loan in our bank has not been released, you need to wait for your loan to be approved before you can make an inquiry.

Personal loan inquiry (popular version):

Log in to the popular version and select "Loan Management → Personal Loan Inquiry → Loan Inquiry" to view the loan information.

Personal loan inquiry (Professional Edition):

Log in to the Professional Edition and click "All-in-One Card → Loan Management → Personal Loan Inquiry" to inquire about the loan-related information.

Personal loan inquiry (mobile banking):

Log in to mobile banking, click "My → All → My Loan → Inquiry → Loan Record", and click the applied loan to view the loan details.

How many years can a mortgage bank loan last?

1. If the loan is used for production and operation, the mortgage loan period is generally 5 years;

2. If the loan is used for consumption payment, the time of mortgage loan is generally 10 year;

3. If the loan is used to buy real estate, the mortgage time of the house is generally 30 years.

The above is the mortgage loan period, and different houses will have different loan periods.

Housing mortgage loan information

The amount of mortgage loan funds is closely related to the valuation of the house. The higher the house valuation, the more funds users get, and the lower the house valuation, the less funds users get. And the amount of funds available to different houses is different. Residential buildings can get 70% of the house valuation, and commercial buildings such as shops and office buildings can get 60% of the house valuation. The time of mortgage loan is related to the age of the house and the age of the user. The older the user, the shorter the time. Moreover, most banks stipulate that the age of the house and the age of the user together cannot exceed a certain value, and users should decide related matters according to their actual situation.