What does Qiyuan Cash No. 1 Personal mean?

For personal financial products. According to relevant query information, Qiyuan Cash No. 1 is divided into individual, direct sales, and private use. Individual: sold to individual investors. Direct sales: sold to individual investors and only sold through the direct sales channel of Jiangsu Bank, an agency sales agency. Private enjoyment: It is sold to individual investors and can only be purchased by five-star individual investors of Jiangsu Bank, an agency agency.