What kind of banking service charges the lowest?

The fees charged by banks mainly include: card handling fee, annual fee, account management fee, SMS notification fee, transaction online banking opening fee (U shield required), various cash transaction fees (inter-bank transfer, remote remittance, inter-bank ATM withdrawal fee, etc. ).

At present, among domestic banks, only some commercial banks have fee reduction policies.

For example:

Minsheng, CITIC, Huaxia, all three banks are exempt: credit card handling fee, annual fee, account management fee and SMS notification fee.

Gold card customers of China Merchants Bank's savings card are exempt from handling fees for the first ATM withdrawal in the same city and across banks every month.

Industrial savings card Puka, the first three ATM withdrawals in the same city are free of charge every month.