The opposite side of the car accident is fully responsible for compensation after the car is repaired. I can entrust my insurance company to settle the claim.

If the other party is fully responsible for the traffic accident but unable to pay compensation, it may claim compensation from the insurance company in the following ways:

1. If the other party is a motor vehicle and has purchased compulsory insurance and third party liability insurance, you can ask the insurance company of the other party to compensate you for your losses within the compensation limits of compulsory insurance and third party liability insurance.

2. If the other party is not a motor vehicle, but you are a motor vehicle, and you have purchased car damage insurance, you can ask your insurance company to fully compensate the maintenance cost of your vehicle within the compensation limit of car damage insurance.

First of all, when there is a traffic accident, we must wait for the arrival of the traffic police. We should not conflict with such people, and we can also avoid unnecessary things. We don't lose money when we meet some old people. Usually, there is no need to sue. Let's discuss it in private first. If not, you can apply to the insurance company for subrogation to solve the problem. Subrogation means that if there is a collision with the other vehicle, the traffic police will give the other party full responsibility. But because the other party only bought strong insurance, the conditions are not good and there is no money for you. At this time, you can apply to your insurance company to pay for your car repair, and then the insurance company will ask the other party for compensation. For the irresponsible party, the right of subrogation has no effect on the insurance premium for the next year.

If you can't negotiate privately with the other party, you can go through the insurance company's procedures for compensation. The other party's car is also owned by the insurance company. You can directly talk to the other insurance company about compensation, and you need to show the proof that the other party is fully responsible and insured and the maintenance invoice of your car. Then the insurance company that is fully responsible for the vehicle can lose money and directly seek compensation from the insurance company, so that you can put an end to this situation of not contacting the insurance company.

Once again, no matter what accident you encounter, you must find the traffic police to deal with it. If the accident is not handled properly, the traffic police can also detain the car. If the traffic police judge the other party to be fully responsible. Therefore ... there must be a record in the police record of the traffic police, which means that the traffic police will send you a case number, usually in the form of a text message, which is the result of his handling of this case and this traffic accident. If someone from the insurance company is present, you can also contact the insurance company to let you handle it. If there is no insurance, my suggestion is that if you pass this case number, first go to the traffic police brigade to consult how to deal with it and let the traffic police execute it for you.