360 debt, can you get it right away?

How long does it usually take for 360 IOUs to arrive?

The 360 IOU didn't say how long it would arrive at the latest. If it goes well, it will usually arrive on the same day. Generally speaking, after you successfully apply for 360 IOUs, you will get the loan result within 10 minutes, but it does not rule out that there are a large number of applicants, which leads to the extension of the loan time.

Under normal circumstances, once the loan is successful, you will receive a SMS notification, and you can also log in to the 360 loan APP to track the loan results.

360 IOUs are personal and micro-consumer credit products launched by 360 entities. Based on 360 big data, the overall evaluation of customer credit, and on this basis, provide instant consumer loans. It has the characteristics of large amount, fast loan and simple operation.

On the one hand, 360 IOUs cooperate with financial institutions to help them expand and accurately depict the target consumer loan customer groups, improve the customer acquisition ability and data risk control ability of financial institutions in the field of online lending, on the other hand, help individual borrowers with good credit qualifications to obtain low-cost loans provided by financial institutions, reduce the financing cost of borrowers in the field of consumer credit, and make the credit data of borrowers truly the basis for obtaining the convenience and price rationality of financial services.

360 IOUs are based on 360 Credit, an independent third-party credit evaluation management organization under 360, and objectively present personal credit status through technologies such as cloud computing, machine learning and 360 big data. According to the comprehensive consideration of credit risk, payment habit and consumption situation, users are granted different consumption quotas.

The application amount of 360 IOUs is granted according to the behavior of consumption and repayment accumulated by users on the platform. The behavior of users on the platform is dynamic, and the corresponding quantity is also dynamic. When the user behaves well within a period of time and meets the withdrawal policy, the corresponding amount may increase.

The advantages of 360 IOUs focus on the large number of users, high activity, massive user credit data and behavior data, advanced Internet technology, convenient experience and professional and high-quality team.

360 Group has more than 500 million PC users and more than 700 million smart phone users, and the user usage rate is high. According to third-party statistics, 360 ranks first in mobile security products, PC-side browsers, and Android mobile phone application market operations.

360 IOUs also actively use modern information technology on the Internet to combine advanced face recognition technology with big data approval model to enhance user experience. The face shooting and comparison process can be completed in 5 seconds without any complicated operation by the customer, and the real identity of the customer can be locked by combining the background face scoring application and other credit reporting methods, which can bring more efficient experience to the customer.

At the same time, 360 IOUs have established strategic cooperative relations with a number of licensed financial institutions. As one of the largest Internet security companies in China, 360 has a leading high-level security technology team in China. On this basis, a number of senior personnel who have been deeply involved in the financial industry for many years have been introduced from large financial institutions such as Ping An, China Merchants Bank, Bank of Communications and Bank WeChat.

How long will it take for the 360 debt to arrive?

The lending time of 360 IOUs is faster. Generally, after the successful application, the loan results will be available within ten minutes. The system should also prompt the estimated arrival time, so you can check it.

But sometimes, too many applicants may cause your loan time to be delayed. You can ask customer service if you haven't arrived for a long time. Once the loan is successful, I will inform you by SMS. Don't worry, wait patiently.

360 (full name: Beijing Qihoo Technology Co., Ltd.) is a security-related Internet company in China, founded by Zhou Hongyi in September 2005 and headquartered in Beijing.

The company was listed on the NYSE on 20 1 1, and its products include 360 security guards, 360 antivirus, 360 search and 360 security browsers.

Brand concept

360 Quarterly Report 360 is committed to solving various security problems encountered by Internet users in China by providing high-quality free security services.

In the face of various security threats such as Trojan horses, viruses, rogue software and phishing scams in the Internet era, 360 uses the idea of the Internet to solve network security problems. 360 is the initiator of free security, and thinks that Internet security, like search, e-mail and instant messaging, is the basic service of the Internet and should be free.

To this end, 360 security guards, 360 antivirus and other series of security products are provided free of charge to hundreds of millions of Internet users in China. At the same time, 360 has developed a world-leading cloud security system in terms of scale and technology, which can quickly identify and remove new Trojan viruses and malicious web pages such as phishing and horse-hanging, and comprehensively protect users' online security.

As one of the largest Internet security companies in China, 360 has a leading high-level security technology team in China, and its products such as 360 security guards, 360 antivirus, 360 security browsers, 360 security desktops and 360 mobile guards are deeply loved by users, making 360 an undisputed leading brand in the field of network security.

According to the statistics of the third party, as of September, 20 12, the monthly activity of 360 PC products and services reached 442 million, and the user penetration rate reached 95%, making it one of the largest Internet security companies in China.

The total number of smartphone users who use 360 mobile phone security products and services has reached about 654.38+49 billion, accounting for about 70% of the smartphone security product market in China. 360 browser has 303 million monthly active users, and the user penetration rate exceeds 65%, making it a leading position among domestic browsers.

The 360 personalized start page and its subordinate pages have an average of 89 million unique visitors per day and an average of 4565438+ billion hits per day, making it one of the largest navigation start pages in China. 20 12 In August, 360 launched a search engine service with independent intellectual property rights, and stabilized its market share over 10%, becoming an important participant in the search market in China, committed to jointly establishing a safe and effective competitive search market.

How long can I make a payment after the 360 loan is opened?

Nowadays, peer-to-peer lending has become a common phenomenon of borrowing, and 360 IOUs is one of them. Generally, the loan application for 360 IOUs will have the loan result in ten minutes. If the whole loan process goes smoothly, you can get the loan in about five minutes at the earliest. After the loan is issued successfully, you will receive a short message of 360 IOUs to ensure that the loan is received. However, it usually takes about three days to arrive at the account, mainly subject to the actual arrival.

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Generally, for a loan application of 60 IOUs, you will receive some details of the loan within ten minutes, and you can get the loan in about five minutes at the earliest. If the loan is issued successfully, you will receive 360 short messages. However, this review will take some time, and the review time cannot be too certain. Some need a day or two to review, and some need four or five days, so the receiving time should be based on the actual receipt.