I suddenly received a message that the purchased regular wealth management products could not be renewed. Why?

If a wealth management product is taken off the shelf, it may be because the product has been sold out or the product collection period has passed. Although the purchased wealth management products are ready-made, if you buy them, your money will not be lost, but it will still be in them. Wealth management products can be renewed after expiration. Take Alipay as an example. Alipay bought wealth management products, and later found that wealth management products have been removed from the shelves. Money can also be found in total assets and interest, and can be redeemed at maturity. For other financial platforms, personal financial products can be inquired through the app or official website of the issuer or seller of financial products.

If you don't know how to inquire, it is recommended to contact customer service and inquire about personal financial products under the guidance of customer service. It should be noted that if some wealth management products can't check their own amount, they need to call the police at this time. When investors buy wealth management products, they can choose to automatically renew or redeem them when they expire. Some wealth management products that choose to renew automatically at maturity can also cancel the automatic renewal halfway and redeem at maturity. If you choose to redeem the wealth management products at maturity, automatic renewal will still be displayed after maturity. I suggest you contact the wealth management product management platform for detailed consultation.

When managing money, users can choose automatic redemption after maturity, that is, the principal and interest will be automatically transferred to the user's account after maturity, or they can choose automatic renewal after maturity, that is, the wealth management products will be automatically transferred to new renewal products according to the renewal terms signed at that time. For automatic renewal of wealth management products, if users redeem them in advance, they may lose some income. At the same time, if the wealth management products expire and investors have no better investment targets, they can choose to renew their fees.

Generally speaking, there are two options for purchasing regular wealth management products that continue to be sold. One is to automatically renew the fee when the product expires, and the other is to pay after the product expires. It is easy to understand that it is best to return the product after it expires, that is, return the investment principal and wealth management income (or loss) to the investor's account. The automatic renewal of a product after its expiration refers to the re-purchase of the same wealth management product according to the original term. For example, the original 120-day wealth management product will be automatically renewed after its expiration, which is equivalent to purchasing 120-day wealth management product. Investors should be reminded that the disposal method of wealth management products after expiration can be changed at any time, and investors need to make a choice in time.