I owe one hundred thousand, and I want to ask my uncle to borrow money to pay it off and pay it back in monthly installments. My uncle is capable, but I don’t know how else to go about it?

Correct your mentality and rely on yourself as much as possible.

2

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If you really have no other choice, just ask. How to speak, you first have to get through the hurdle in your own heart. I can hypnotize myself, just to test whether others are sincere to me. I am capable and have a repayment plan.

3

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Speaking in person or on the phone will cause embarrassment. So sending a text message is the first step, you can write like this. XX, excuse me for bothering you. Reason and repayment date. If it’s convenient, I’ll call you later. It’s okay if it’s inconvenient. Thank you!

4

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Finally, when others lend you money, they trust you, and they must pay it back on the due date, even if it means tearing down one wall to make up for the other. No one can stand without faith! If you really can’t, please explain why. The relationship between people is getting closer and closer, the key is how to communicate. The tone is sincere. If you really want to borrow money from relatives and friends, please be sincere, explain your difficulties to the other party, and let the other party understand your current predicament. When borrowing money, you must have a good attitude. No matter whether the other party is willing to lend you money in the end, don't get angry with the other party.

02

The reason is valid. When borrowing money, be sure to explain the purpose of the money to your relatives and friends, what exactly you are using the money for, and whether there is a legitimate reason, so that the other party can decide whether to lend you the money or not.

03

Write a guarantee. When borrowing money from the other party, be sure to write down an IOU and list the return date on the IOU. This will make the other party feel more confident in lending you the money.

04

Find someone to vouch for it. If you have misdeeds in daily life and your relatives and friends are not confident about lending you money, you can find a reliable guarantor to help you at this time, so that the other party may be willing to lend you money. For reference only