Clever liar, hateful information dealer, stupid me!

Once I heard that someone had been cheated, I always felt incredible and worried. How can these people be cheated?

Now, I have been cheated. Looking back on the whole process, I asked myself how I was cheated!

Smart liar, stupid me! ! !

Last night, I ordered a set of books on Dangdang. The total is 72.2 yuan.

I received a phone call this afternoon saying that it was Dangdang customer service and told me that my payment card was on a third-party platform yesterday because of the upgrade of the payment platform system. Now you need to submit your own refund application online. After receiving the refund, I will pay it again and tell me that the relevant content has been sent to my registered email address on Dangdang. I can apply for a refund according to the instructions in the email.

As soon as I heard it, the time and events were consistent. I logged into the mailbox, saw the email from Dangdang, and opened Dangdang's page. Therefore, there is no doubt.

According to the instructions in the email, I clicked on the refund center and entered the login page of Dangdang. Then I entered a series of information, such as name, ID number, card number, telephone number and online banking password. According to the instructions, but because the verification code was delayed, it was received and entered, prompting that the verification code timed out, but it failed after several attempts. In order to save time, I called back to reflect the situation.

The customer service staff is very patient. Under his guidance, they tried several times and still had the same problem. Later, he said to change a card from another bank. After changing the ICBC card, the previous problems still appeared. I'm getting a little impatient. Tell him to try again one last time. If not, I won't do it today. I won't operate until the system is ready in a few days.

The customer service said to try again, and he contacted the financial staff for help. Later, under his guidance, I clicked on the application to send the verification code. He told me an order number, asked me to enter the password device, and then asked me if I had received the short message from ICBC. I checked the information and received a message from 95588, reminding me that the number is ZWG0 106E2 and you are transferring money. The last four digits of payee's card number are 4277, and the amount is * * * * *. Please forward this message to 95588 to confirm the remittance, which will be valid within 5 minutes. I asked him about the transfer information, and he said that there was a prompt on the refund page: In order to confirm my information, the system will randomly send a refund verification code of virtual fund 1-999999. Note: It has nothing to do with deduction, please fill it in at will.

Because from the beginning, the time and events were consistent, and the login page was Dangdang, which took me half an hour. At this time, I just want to finish it as soon as possible, so there is still no doubt. I copied and pasted the short message of ICBC according to his prompt and sent it back to 95588. At this time, the customer service told me that it had been completed, and the refund could be found in about half an hour.

After I hung up the phone, I wanted to log in to the mobile online banking, but I kept prompting that the password was wrong. At this time, my heart began to suspect. I reset the login password by retrieving the password. When I entered the account, I found that there was not much money in the account.

This is the whole process of being cheated. I was cheated because I really bought books on Dangdang yesterday, but the other party asked me to apply for a refund today because of a system failure, and it really sent an email to my mailbox, all of which were Dangdang pages, so I believed it. Even though I was impatient later, I still didn't have doubts.

I don't know how my information leaked. To tell the truth, it's not surprising now (although I still hate this immoral behavior in my heart), but I can know that I ordered a book yesterday and I can also know my reserved email address, which really shows how thoroughly my information was leaked.

It was precisely because the time at the beginning was exactly the same as the incident that I didn't notice the obvious traces of fraud later. Who should I blame? Should we blame ourselves for being too stupid, or should we blame fraudsters for being too smart, or should we blame unscrupulous information disclosure traders?