What if I don't pay back the money?

What if you don't repay the loan? People who don't pay their loans are annoying. If the debtor fails to repay the loan, it will be difficult for the creditor to get the money back. Here I introduce how to do if you don't repay the loan for everyone to learn. Interested friends come and have a look.

What should I do if I borrow money and don't pay it back? 1 actually, asking for money is very simple, so you don't have to say anything deliberately. First (it's best for you to meet), tell him who cares what I borrowed money for the other day. Sounds like you're in a hurry. There must be a reason to borrow money, and then he will talk a lot (this also applies to the phone). And you said, oh, so that's it. I thought it was. And then it's over

Don't worry at this time. Tell him I'm not in a hurry for money. Call me when you have it, and then continue to talk about other topics. It's best to make up for the fact that I have been cheated by others recently, lost my money, or have a girlfriend. Anyway, tell me something about your lack of money.

At this time, people with good brains should of course understand what is going on, but it does not rule out that they still have bad brains. In fact, this kind of person really has no effective way, so he can only enlarge his confession in advance and ask him for money. Yes, this method is really useful. Just tell him that you can't live without a brother. But I'm really at the end of my rope now, brother. If you have money to lend me some, I will eat dirt.

It is estimated that by this time, there are several situations. First, he not only paid back the money he owed you, but also gave you an extra sum of money. Of course, you disposed of the money at will. Second, he said that he really didn't have any money either, so I'd better pay you back the money I owe you first. Third, he won't give you a penny or pay you back. Such people really don't have to pay any more, just spend money on classes.

What if I don't pay back the money? What if I don't pay back the money?

First, the debtor does not pay back the money. If you really can't pay back the money, if you extend the repayment period, you must remember to re-type an IOU, explain the reasons, and keep the IOU you typed before. If it is only a verbal grace, and there are no new IOUs, it will be very unfavorable for you to go to court in the future. If you don't pay back the money by then, it will be very troublesome not to sue for three years.

Second, find people who are familiar with the debtor. Of course, this person must be someone you are familiar with. Then, complain about your current financial difficulties and list the debtors who take up your money, so that the other party can stand up and tell the debtors what you can't say for you.

Third, private loans do not pay back the money. There are many such things now, and most of them are good friends. In this case, we can no longer care about the friendship between friends. We should urge them many times, even if we ask less and ask more each time, we will get some rewards.

Fourth, if you don't pay back the money, see if there is a guarantor at the beginning. If there is a guarantor, you can go to the guarantor and ask him to go with you. After all, the relationship between the guarantor and the borrower should be very good, and you can't help being a guarantor.

Finally, dealing with those "stumbling" debtors may be ineffective even if you do your best. Then you can only use the last resort-resort to law.

Recourse to the law is our last resort. If there is really no other way, no one will use this method. First, we must fix the evidence. Borrowing notes, chatting, telephone recording and third-party witness can all be evidence of borrowing money.

Large-scale economic disputes should be charged after litigation.

In life, debt disputes are common. If you want to solve the debt dispute through litigation, you must collect strong evidence. New agency mode-advance all expenses for the parties, including legal fees, attorney fees, preservation fees, execution fees and so on. In other words, you can file a lawsuit first and then charge, and if the case doesn't win, you won't charge.

What if I don't pay back the money? 3. Ways to recover money.

1. Notify the debtor by SMS and ask him to repay as soon as possible.

Because the small amount of arrears is not high, you can choose a lower-cost way to recover the arrears, such as SMS, WeChat and other ways to repay. , and keep records of relevant information.

For small debts that have not been exchanged at the beginning, this method has a higher probability of success. Some debtors may be short of funds temporarily, but the repayment of small debts is not a big problem, or just because they forget it. Sending a message can remind small debtors in time.

Two, small debts can be recovered by legal means.

If the first recovery method is unsuccessful, because the small amount of funds is not large, it is generally regarded as malicious arrears, and you can choose to sue the small debtor in court for recovery.

It should be noted that the arrears are not still a breach of contract, and you can sue in court, but the lawsuit is time-limited, so if you want to recover the small amount of arrears, you'd better sue as soon as possible.

The court claims that after the small debtor pays the arrears successfully, the general debtor will take the initiative to return them after receiving the notice from the court. After all, it is not cost-effective to have problems with small debt credit reporting.

If the small debtor fails to perform the judgment of the court during the performance period, the lender may apply to the court for compulsory execution. When the court accepts enforcement, it will inquire about real estate, vehicles, deposits, etc. In the name of the debtor according to law. If the small debtor has no property to execute and refuses to perform the effective judgment of the court, the "blacklist of credit information" at the meeting is subject to some restrictions.

These are the two main ways to recover small debts. It should be noted that because the amount involved is not very large, we must rationally recover the arrears through legal means to avoid causing additional unnecessary losses.