Joke Collection Website - Public benefit messages - Will it be dangerous if my bank card and ID card information and my bank card payment password are known by others?

Will it be dangerous if my bank card and ID card information and my bank card payment password are known by others?

There will be danger and the possibility of being stolen. It is recommended to change the password as soon as possible.

There are many ways for banks to steal credit cards. Please don't tell others the verification code received by the bound bank card mobile phone number. It is also recommended to turn off the small confidentiality function.

Bank card theft:

Stealing brush means that criminals use high-tech means to copy other people's bank cards, credit cards and passwords and withdraw cash for their own use; An illegal act that causes property losses to the other party.

On May 25th, 2002/KLOC-0, the Supreme People's Court promulgated and implemented the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards. It is clear that users can claim compensation from the bank if their bank cards are stolen and prove that they are not responsible.

Stealing credit cards refers to the illegal and criminal act of copying other people's credit cards in various illegal forms, thus stealing cardholders' funds. In practice, the main manifestations are that the cardholder's credit card has not been reported lost, the payment password has not been told to others, the funds have been consumed in the name of a completely strange third party, and the funds have been transferred and withdrawn.

Judging from the way of committing crimes, swiping the card mainly shows that the offenders or criminals obtain the cardholder's information by illegal means, and make fake cards according to the obtained information, and then swipe the card locally, in different places in China or abroad through ATM machines or multifunctional payment terminals (that is, POS machines) to consume the funds in the card.

Judging from the main means of committing crimes, it is mainly divided into three categories: the first category is the cardholder's information (bank card number, password, etc.). Intercepted by criminals or criminal suspects due to bank faults, such as installing cameras and other equipment around ATM machines to steal information, installing card swallowing devices on ATM machines, stealing funds from real cards, etc.; The second category is bank card information leakage caused by the cardholder's own fault, such as bank card loss and password leakage. , and the cardholder fails to perform the custody obligation correctly; The third category is that the reasons for bank card information leakage are unknown, such as hackers invading the banking system and stealing cardholder information to make fake cards.