One day I didn't receive a reminder message.

I believe that many friends have received the news from the collection party, and the online loan will be collected at home after it is overdue for some reason. For example, "I have got off the expressway, accompanied by ten people, and prepared a door-to-door fee", "Please don't have irrelevant personnel present to avoid physical conflict" and so on. This seemingly violent threatening message made some debtors feel a little nervous. Some brave people don't care about this, just to talk about it.

But this information is a little scary for some girls. Originally, I was psychologically nervous, and I was still a little afraid of being threatened by online loan collection.

Looking at the threat of online loan collection, I have analyzed it and can probably be divided into two categories:

One is to crack down on the underworld. The company name is usually XXX dunning company. First of all, this name will give you a full sense of society. Get your personal information through some channels and start sending text messages to borrowers. Inform the borrower to come to the house. In order to be more realistic, he will also write down the license plate number of the door and how many people came. Finally, he will aggressively inform you to prepare the door-to-door fee.

This category belongs to the method of using the underworld to put pressure on you. After all, the underworld can make you nervous. Otherwise, would you be afraid to mention the name of a company called Peggy Piggy?

Another kind of collection is playing high technology. From time to time, some positioning technology or satellite maps will be used to threaten you, making you feel that the other person is already near home. In fact, as long as you know your personal address, these positioning screenshots and positioning are easy to do, and it will be easy to show your city and its surrounding environment. When you see satellite positioning or screenshots near your home, maybe the other person is thousands of miles away, smoking a cigarette and waiting to see your reaction.

Not long ago, a brother sent me a private letter telling me something. Just a few days ago, he received a message from a third-party collector that the money would be ready at three o'clock in the afternoon and eight of them would collect it. In order to prove that I didn't cheat, I also sent a screenshot of the shooting location. Because the online loan platform owed by this brother belongs to the online loan with ridiculously high interest. He also communicated with the other party, hoping to lower the high interest rate and charge interest at the normal interest rate. But the other party told him very firmly that it was impossible. As a result, the collectors began to publish street scenes near his home.

In this case, the brother is also afraid of relatives being implicated, so let relatives avoid it. Also for his own personal safety, he called all the male relatives, accompanied by 34 people. As a result, the brother waited all day and said that he had assembled at three o'clock in the afternoon, but he didn't even see a shadow.

You know, closing the door is risky. In addition to off-line loan sharks and national banks, they dare to come to collect debts. Generally, small online lending platforms rarely actually come to the door. Think about it. In order to collect money, the borrower's address book was madly exploded, and various threats insulted the borrower's friends. These behaviors make many borrowers hate their teeth. If you can't find it, how dare you come to the door?

Therefore, the collection should be normal and gentle, not violent and vicious. No one wants to owe money, and no one wants to be urged. But the way of collection must be appropriate, otherwise it will arouse public anger!