Is it true that Du Xiaoman sent a text message to submit the post-loan group?

How to further upgrade Xiaoman's collection means:

1, bank customer service collection. There will be a short message when it is overdue, and then the manual customer service will call the cardholder to remind him of the repayment, and the attitude is still relatively mild.

2. Collection by bank collection personnel. SMS and customer service collection were useless, so it was the turn of the bank's special collection staff to play. The attitude is definitely not as good as that of ordinary customer service, and the tone will be much more serious, telling you what will happen if it is seriously overdue.

3. Call the company for collection. Some banks will outsource the collection work, and the attitude of the collection company will be much tougher, with telephone bombing and even door-to-door collection.

4. Legal procedures. If the dunning can't take effect and the overdue amount is relatively high, then go through legal procedures and send a lawyer's letter. If it is serious, go to court and enforce it after the court decides. Once it is identified as credit card fraud, it must also bear criminal responsibility.

5. Report data to PBOC. No matter how long the cardholder is overdue, even if it is only one day, all the data will be reported to PBOC and displayed on your credit report. If the overdue situation is serious, it will leave a stain on personal credit and affect many things in the future.