How to handle the interest-free loan for veterans?

The process of interest-free loans for veterans is as follows:

1. The age of the applicant shall not exceed 50 for females and 60 for males. Demobilized urban veterans;

2, veterans with "employment unemployment registration certificate", entrepreneurship training certificate, business license, retired soldier card, to the public employment or talent service hall to register and declare;

3. Bring the above documents and apply to the bank. The bank will comprehensively evaluate the applicant's credit information, work and income, and judge whether the applicant meets the bank's access system. Issue loans;

4. The borrower needs to repay the loan on time, otherwise it will bear the liability for breach of contract, and its credit status will be seriously damaged.

Application materials for interest-free loans for veterans:

The materials required for veterans to apply for loans include the business license registered by the industrial and commercial department, the original and photocopy of my valid ID card, the loan application form, the recommendation form of the local labor and social security department, the graduation certificate of entrepreneurship training, the guarantee certificate recognized by the loan bank and other materials required by the bank. After preparing all the materials, apply for a loan from the relevant departments of the local government. After the government department has passed the preliminary examination, it is recommended to the loan bank, and the loan bank will issue the loan after it has passed the examination again.

To sum up, the loan with money is carried out in accordance with the procedures of individual application, community recommendation, audit by labor employment service management institutions, guarantee by loan guarantee institutions and nuclear loan by commercial banks. The borrower should use the loan as the working capital of self-employment, self-employment or partnership organization to ensure that the loan is earmarked.

Legal basis:

Article 46 of the Law of People's Republic of China (PRC) on the Protection of Veterans.

Retired soldiers who start small and micro enterprises can apply for business guarantee loans in accordance with relevant state regulations and enjoy preferential financing policies such as loan discount. Ex-servicemen engaged in self-employment enjoy preferential tax policies according to law.