Will the blacklist of one spouse affect the other?

One of the couple's black households will have a certain influence.

1, the spouse is blacklisted by the bank, and the other party's application for a loan will be affected. Buying a house and applying for a mortgage loan are family-based, so if one of the husband and wife has a credit history problem and is blacklisted by the bank, the bank will not accept the mortgage loan application of the whole family.

2. During marriage, husband and wife will involve the same property and engage in some things together. If one of them is a black household, it will bring great inconvenience to the life and work of the other spouse.

Blacklisting has several main consequences:

1. is blacklisted by the court and will not be revoked voluntarily no matter how long it takes. It must be deleted by the court after fulfilling the obligations determined by the court judgment or mediation.

2 through newspapers, radio, television, internet, court bulletin boards and other ways to publicize the list of people who have been executed.

3. After taking measures to restrict consumption, there shall be no prescribed high consumption and non-life and work-related consumption behaviors.

Legal basis:

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1050

After registered marriage, according to the agreement between men and women, the woman can become a member of the man's family, and the man can become a member of the woman's family.

Article 1064

The debts incurred by both husband and wife after the same signature or ratification by one party, and the debts incurred by one party in his own name for the daily needs of the family during the marriage relationship, belong to the same debt of husband and wife.

Debts incurred by one spouse in his own name during the marriage relationship that exceed the needs of family daily life are not joint debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's life, production and operation, or based on the same meaning of both husband and wife.