Rural elderly people over 70 years old have not caught up with the opportunity to pay pension insurance. What will happen to their lives?

Hello, I am very happy to answer your question. Your question is that rural elderly people over 70 years old do not have the opportunity to pay for pension insurance. What should they do with their future lives? I hope my answers below can bring you some help and suggestions. Well

If the elderly in rural areas are already 70 years old, then there is no pension insurance, and there is actually no need to participate in it.

Because the state stipulates that you can receive pension benefits after the age of 60, so since you have not enjoyed this pension benefit in the past ten years, if you sign up for insurance now, the basic pension insurance will be Those who enjoy pension benefits are actually very uneconomical.

It should be said that the purpose of participating in this basic pension insurance first is to receive basic pension benefits. However, the state stipulates that whether it is employee pension insurance or resident pension insurance for those over 60 years old, You can enjoy pension benefits normally.

In other words, if we want to participate in insurance, this basic pension insurance must be before the age of 60. Our employee pension insurance cannot directly handle retirement at the age of 60. That is to say, you cannot directly pay 15 years of expenses in one go before the age of 60, so it must be paid 15 years before the age of 60. Start establishing an employee pension insurance account in 2018, and then start paying the premiums year by year. Only after the 15th anniversary of the cumulative payment can you apply for it and enjoy the basic pension benefits.

Because of the employee pension insurance. The retirement age for men and women in our country is not consistent. Therefore, the retirement age for women is ten years earlier than that for men. This means that the time for women to participate in insurance must also be ten years earlier than for men. Basic pension insurance, so that you can retire according to the normal legal retirement age!

For example, the retirement age for women is 50 years old. If you want to participate in employee pension insurance, you should establish this basic pension insurance account before you are 35 years old, because only before you are 35 years old Only by establishing a basic pension insurance account can you reach the legal retirement age and enjoy the pension after 15 years of payment. Then the retirement age for men is 60 years old, so they should establish this basic pension insurance account before they are 45 years old.

Of course, if you want to participate in the residents' pension insurance, our country's current policy is the residents' pension insurance, which can be paid directly in one lump sum for 15 years before retirement. Because the retirement age of residents’ pension insurance is the same for both men and women, it is 60 years old. Therefore, if an individual does not participate in the employee pension insurance and wants to receive pension benefits directly before retirement, he should actually participate in the insurance. This resident pension insurance is more appropriate.

To sum up, after you are over 60 years old, there is really no need to participate in pension insurance, because you have passed so many years and do not enjoy pension benefits. If you go to It doesn’t really make sense to buy anymore.

As mentioned in the title, if your parents are already 70 years old, you can actually enjoy a fee at the age of 70, which is the country’s senior-age subsidy policy. At present, our country’s senior-age subsidy policy is For seniors over 70 years old, the monthly allowance is about 100 yuan per person. So you can still receive your own source of income. Moreover, this elderly subsidy policy can be received directly without any personal payment. Therefore, there is no need for people over 70 years old to take out any pension insurance.

As an elderly person, I actually don’t spend much money on food, clothing, housing and transportation. Therefore, you must purchase a resident medical insurance, which is our New Rural Cooperative Medical Insurance. The annual payment for this medical insurance in 2018 is 220 yuan per person! It guarantees the reimbursement benefits of medical insurance for the whole year of 2019. Because people get older and will see doctors more frequently in the future, so buying a medical insurance is a more appropriate choice!

Rural areas. Nothing like the city. Civil servants, office workers. Same pension. This is very unfair. Some people believe that they paid for their own pension insurance. Then your unit or factory. I paid myself a pension insurance, so I received the pension money. So what I want to ask is that farming in rural areas can earn the least money and produce the most effort. And they live at the bottom. No pension insurance was paid.

Not their own responsibility, but the social legacy because the country was poorer to begin with. Care for farmers was limited. And they also need to pay public food. Although the country is developing well now, for. There has also been some investment in farmers’ pension insurance. People over 60 years old. I received 100 yuan, but for the current living standards and living conditions, 100 yuan is basically not enough to meet the current consumption level. A farmer? A big burden on the country. Because there are too many farmers. If you can all receive the same pension insurance as civil servants. That's also impossible. The system currently in place. There has been great progress. The country is becoming stronger, the gap between rich and poor is narrowing, and the distribution of benefits is becoming more balanced. The country will become stronger and stronger. People's lives will get better and better, but I also hope. Those who receive pensions and think they deserve it, you are wrong.

You can receive the basic pension for urban and rural residents for free, enjoy the care of the additional basic pension, and you can also receive the old-age allowance when you are over 80 years old.

Hello everyone, I am a social security expert. I am thinking about it. Rural elderly people over 70 years old have not caught up with the opportunity to pay pension insurance. What should they do with their lives?

You can receive the basic pension for urban and rural residents for free

The urban and rural residents’ pension insurance officially established in 2014 has special policy arrangements for the elderly.

According to the "Opinions of the State Council on Establishing a Unified Basic Pension Insurance System for Urban and Rural Residents (Guofa [2014] No. 8)" issued in 2014 -

What does it mean? For farmers, if you are over 60 years old when the local new rural insurance system is implemented, you can receive a basic pension without paying contributions.

The New Rural Insurance, also known as the new rural social pension insurance, was established in 2009. Therefore, 70-year-olds should have been over 60 when the New Rural Insurance system was implemented. Most people are eligible to receive it. Basic pension qualification.

The current national minimum standard for basic pension is 88 yuan. The standard varies from place to place, with the average being 125 yuan. The highest monthly basic pension is 1,010 yuan in Shanghai.

Urban and rural residents over 65 years old can receive additional basic pensions

In 2018, the Ministry of Human Resources and Social Security and the Ministry of Finance issued the "About the Establishment of Basic Pension Insurance Benefits for Urban and Rural Residents and the Normalization of Basic Pensions" "Guiding Opinions on Adjustment Mechanism" requires local governments to increase basic pension standards based on local conditions and give appropriate preference to insured urban and rural elderly residents aged 65 and above.

Since this year, many places have announced additional basic pensions for urban and rural residents over the age of 65.

For example, Tibet has made it clear that the basic pension for insured persons aged 65 to 69 will be increased by 10 yuan per person per month. For insured persons over 70 years old, the basic pension will be increased by 20 yuan per person per month.

Suqian stipulates that the minimum monthly basic pension standard for each person aged 65 to 80 (excluding 80 years old) will increase by 5 yuan; those over 80 years old will increase by 10 yuan.

You can also receive old-age allowances

In addition, currently 31 provinces across the country have established an old-age allowance system. Old-age allowances are generally given to residents aged 80 and above. In some places, the age threshold is relatively low, and those over 70 years old can receive it.

There is no unified national standard for old-age allowances, and the standards vary from place to place, with some being high and some being low.

For example, the subsidy standards in Guangzhou are: 70-79 years old, 30 yuan/month/person; 80-89 years old, 100 yuan/month/person; 90-99 years old, 200 yuan/month/person; 100 Age and above: 300 yuan/month/person.

Question: Rural elderly people over 70 years old have not caught up with the opportunity to pay pension insurance. What will happen to their lives?

Rural pension insurance started in 2011. People who are under the age of 60 in 2011 are required to pay an insurance premium of 100 or 200 per year. Until the age of sixty, pension benefits begin. People who reach the age of 60 in 2011 do not need to pay insurance premiums and can directly receive pension insurance. At that time, the pension insurance received was 90 yuan per month, and for every 100 yuan paid, one could receive an additional 90 cents per month.

In fact, farmers who were under sixty years old at that time paid for pension insurance, and when it came time to collect pension insurance, they could not get much more than those who had not paid. This year, those who have paid for ten years and turned sixty, If you pay one hundred yuan a year, one thousand yuan in ten years, you will only receive nine more yuan per month.

Today, ten years later, the pension has increased, from 90 per month to 153 per month. After ten years of payment, the pension this year is only 150 per month. Thirteen more than nine dollars is one hundred and sixty-two dollars.

The fact that farmers over 70 who have not paid pension insurance receive less money is not because you have not caught up. Those who have caught up are not much better than you.

That’s because farmers don’t have work units, and your work unit, the People’s Commune, is gone. You have been working for yourself since the day the People’s Commune ceased to exist, so there is no unit to work for you. When it comes to paying pension insurance, you have to pay it yourself, and the unit that takes part of the responsibility for you is no longer there. Therefore, it was not until 2011 that the pension system for farmers was opened after non-farmers had already paid for it for many years. Farmers have low incomes and can only pay one to two hundred yuan a year. Farmers who are over 60 years old can no longer pay. You can just get 90 yuan a month.

Speaking of low pensions, what should farmers over 70 do with their lives? What should China’s elderly people do with their lives for thousands of years? Farmers should do whatever they want. The parents and grandparents of farmers over 70 years old do not have this kind of life. Month one hundred and fifty-three, aren’t they all alive? With these one hundred and fifty-three, can we not survive?

This one hundred and fifty-three is five yuan a day, ten steamed buns are sold, and twenty noodles are steamed by yourself. Can you eat them all in one day? Our parents and grandparents did not eat steamed buns but steamed steamed buns, sometimes even bran steamed buns. We are many times better than them.

People are accustomed to looking horizontally and don’t like to look vertically. If you look at others horizontally, they are better off than you are. If you look at yourself vertically, will your life be better than before?

He said that he was not able to pay pension insurance in time because he was born a farmer. Secondly, if you don’t know how to work, if you had tried every possible means at the beginning, even if you were giving gifts and going through the back door to engage in unhealthy practices, leaving the people’s commune and looking for a non-farmer job, your employer would not have paid for your pension insurance on your behalf. , now that he is worth thousands, will he still worry about his own pension?

I am content with these one hundred and fifty-three.

The elderly in rural areas are over 70 years old. Failure to catch up with the opportunity to pay pension insurance is a social problem, because the People's Republic of China had just been established at that time.

my country’s pension system is not yet complete. At that time, the rural areas were dominated by production teams. At that time, production tools were backward and the seeds for crops were old products. There are almost no chemical fertilizers or pesticides. The fertilizers they need for farming are mainly soil fertilizers. So at that time, crop yields were very low.

New China has just been established. Industry is also waiting to be prospered. If the workers and masters cannot fill their stomachs, it will be difficult to develop advanced industries. Therefore, the country has called for the need for farmers to work. At that time, workers did not have pension and retirement benefits. As the country develops and grows, workers have the security of retirement. Moreover, the factory where you work pays the pension insurance premiums on your behalf. But farmers did not, because at that time the income of the production team was really too low. Every working day. It’s only a few cents in RMB per day. There is no way to provide insurance to farmers. That's why farmers over 70 years old are not insured. But these people are now older and have missed the opportunity to pay for pension insurance. This part of the elderly. It has also come step by step along with China's development.

Now they are all in their seventies, and they still live on a pension subsidy of more than 100 yuan. An era of rapid economic development. Relying solely on children for old age has become a problem.

China’s reform and opening up. They are also real participants. The whole society should not forget these elderly people. They are also the creators of New China. They also put in a lot of hard work. Hope for our people, our party and our government. In a people-oriented spirit, we should find ways to help these elderly people.

Be able to take care of yourself in old age. There is a cure for the disease. They can also spend their old age happily.

Basically, they all have some subsidies, they have their own land, and there are many children in that age group in their 70s, so life should not be a problem

The country started in 2O11 The new rural insurance has been implemented in rural areas, and elderly people over 60 years old have begun to receive basic pensions. This also reflects the Run family's concern and care for the elderly in rural areas.

Now ten years have almost passed, and the old man receiving the basic pension is already seventy years old. It was 55 yuan per month at the beginning, but now it has increased a lot, it should be around 100 yuan. Although they only have about 100 yuan per month, they live in the countryside and still have some land. They do some farm work within their ability and still earn some income. Moreover, elderly people in their 70s generally have several children. It is also traditional in rural areas to raise children to provide for old age. It is also a responsibility and obligation for these orphans to take care of the elderly, and it is also a virtue.

Nowadays, people in rural areas have bought the new rural cooperative medical insurance, and hospitalization for serious illnesses is reimbursed. So, in rural areas, elderly people over 70 years old have a basic pension of 100 yuan per month, and their children can provide some more. In addition, they still have some savings, so they can still spend their old age.

Some of the rural elderly over 70 years old are healthy and full of children and grandchildren, and they are a happy family; some are rickety or in hospital beds, and some are muttering to themselves and pinching their fingers to count the end. The specific situation is roughly as follows:

For rural elderly people over 70 years old, if their children are filial, they will give them pocket money. In addition, if their good health companions are still there, they will go to the fields to grow vegetables together, so they will have no worries about life. They like to stroll in the courtyard, live in the countryside, look at the green earth, and look at the blue sky and white clouds. I am quite envious of my second brother and sister-in-law.

The suffering lies in the elderly who are in poor health and inconvenienced. Their wives are gone and their children cannot be relied on. This kind of old man has no money for food and medical appointments and cannot live a warm life, so he just hopes to go to heaven as soon as possible alone! Such as my fourth uncle.

It is okay for the elderly without children. Whether they are singles or spouses, they can enter a nursing home together and receive government care. There are three people in my village. When they were young, one pair was barren, one was a lazy man, and the other was a bad guy. Now the government takes care of their lives.

The government should gradually increase the living expenses subsidy for rural elderly over 70 years old. The amount of more than 100 yuan is a little less. They have endured hardships, and the national and local governments should give them more warmth and care. In particular, the problems of food and medical treatment should be solved so that these elderly people can truly appreciate the happiness of a well-off life.

How do rural elderly people over 70 live their lives if they do not have the opportunity to pay pension insurance? There are several situations on our side.

The first situation is when the children get married and live alone, and the children are given a certain amount of food and money every month. If it is not enough for him to cultivate a little land, his life will go smoothly.

The second situation is that the children are not around and they live alone. They either have some money, or they live on subsistence allowances and do nothing. Old people who drink tea, play cards, and wander around every day have the best life and are in a good mood!

The third situation is to live with the children. Living in the children's home, either helping with housework or helping with the children, and usually living cautiously depending on the children's eyes. Such old people are not happy. What they fear most is getting sick. Asking their children for money when they are sick is the most difficult thing. There is an old man in our village who is always rejected by his son and cannot work. He can't do this well and he can't do that either. Well, I still get sick all the time! How powerful can an old man in his 70s be?

The fourth situation is to be self-sufficient by farming without relying on children. The grains, vegetables, fruits, chickens, ducks, eggs and poultry grown are eaten and sold to save money. The old man works at sunrise and rests at sunset. He works 365 days a year. It is quite hard and the life is relatively tense. He works until he can't move.

The life of the 70-year-old rural elderly who have not caught up with the payment of pension insurance is not easy. They work all the time, which is a typical portrayal of our rural elderly.

Hello poster, rural elderly people over 70 years old have not caught up with the opportunity to pay pension insurance. What will happen to their lives? In fact, for rural elderly over 70 years old, there is indeed no opportunity to participate in pension insurance, because this pension insurance was only launched in about 2009. At that time, in fact, as 70-year-old people today, they have already passed The retirement age is 60 years old, so they do not have the conditions to pay basic pension insurance.

But in fact, after the rural pension is launched, all rural elderly people will be given a basic pension. Of course, if you do not participate in pension insurance, the only difference is that you have not participated in it. Pension insurance, then you do not have a personal account pension part, but your basic pension part will be paid locally. It is just a single payment. The basic pension will be relatively small. In some areas, there may be only a few Ten yuan a month, in some areas it may be more than 100 yuan, and the most will not exceed 200 yuan.

Then we can imagine that if you only have more than 100 to 200 yuan, it is indeed impossible to guarantee our normal life, so this is the problem faced by the elderly in rural areas, but we can also Imagine that before the rural pension insurance was launched in 2009, farmers actually had not paid basic pension insurance for thousands of years. At that time, they had no stable income, so it was like this. Then we can only use ordinary look at this matter from a different perspective.

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