Will JD.COM Gold Bar Audit Call the Contact?

With the continuous development of the Internet finance industry, more and more users began to use gold bars for lending operations. When users apply for credit loans, they need to submit corresponding personal information and contact information for users to review. However, will JD.COM Gold Bar Audit call the contact person? These situations need attention!

During the audit, auditors will verify the information of users, including personal data and income. If the applicant has questions about the user's information, he can call the user's contact person to confirm the user's identity and information. However, this is not a review method that every applicant will encounter. Moreover, the auditor will not disclose the loan information and details of the applicant to the contact person, but only confirm the identity and information of the applicant.

Generally speaking, contacts will only be contacted if:

1, overdue repayment. If the user fails to repay the loan as agreed, there will be overdue fees and interest, which will affect the user's credit record. If the overdue time is long and the user can't be contacted, the gold bar can call or send a text message to the contact person to collect or communicate the repayment. This is to protect the legitimate rights and interests of both borrowers and lenders.

2. Approval of quotas. If the user applies for a higher loan or Gold Bar plus, JD.COM Gold Bar may make a random return visit to verify the user's information and qualification. This kind of return visit is to prevent fraud and risk.

Therefore, JD.COM Gold Bar will not take the initiative to call or send text messages to the contact person during the audit, but will only pay a return visit or collection under special circumstances. Therefore, users don't have to worry about their privacy and credit when using JD.COM gold bars. At the same time, users can refer to the following practices, which can better help users protect their privacy and credit:

1. Provide accurate and complete personal information. Users need to provide true, accurate and complete personal information and sufficient supporting materials when applying for JD.COM gold bars products, so as to avoid the query and verification of auditors.

2. Choose a trustworthy contact. When filling in the contact information, users need to choose reliable relatives and friends and inform them of their loan application in advance. In this way, if auditors can't contact users or have questions about users, they can get timely reply and help.

The above is whether JD.COM Gold Bar will call the contact person during the audit. Users can judge according to the actual situation. If the above situation occurs, you can call the contact person.