What does short deduction of bank card mean?

Bank card short-term deduction is actually a text message reminder deduction service. This service is a text message prompt function that the counter activates for cardholders when the head of household applies for a bank card. This function requires payment (for some banks, this service is free in the first month of signing the contract. If you want to cancel this service If the business requires manual operation to cancel).

Opening the SMS reminder deduction service is actually a means of bundled sales. According to the current policy, the China Banking Regulatory Commission has explicitly prohibited this type of behavior. You can go to the nearest bank branch to cancel this business. You must bring your bank card and ID card to handle or cancel this business.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.

Judging from the contract signed between the bank and the customer, the bank requires the customer to replace the original magnetic stripe card with a chip card. This is a unilateral change to the original contract and should be negotiated with the consumer and minimized. Adverse effects on consumers. Bank card replacement will cause a lot of inconvenience to consumers. For example, card replacement is time-consuming and labor-intensive, and original bound transactions need to be readjusted due to changes in card numbers. Banks should adhere to the principle of consumer first and try their best to upgrade cards without changing numbers. Way. It should be reminded that although many banks have launched the "replace core without changing number" service, they are only available for certain bank cards and customer groups. Many banks reminded that when changing cards, the card number will be changed at the same time. Citizens should pay attention to the fact that some services previously bound to bank cards need to be re-processed, such as water, electricity, gas, housing loans, car loans and other withholding services, as well as bound credit card accounts, Alipay Accounts, securities accounts, etc. must be re-opened as soon as possible.

Generally, bank cards are divided into credit cards and debit cards according to whether they grant the cardholder a credit limit. In addition, bank cards can also

be divided into magnetic stripe cards and chip cards according to different information carriers;

are divided into domestic cards and overseas cards according to whether the issuer is in the country;

It is divided into personal cards and corporate cards according to the issuing objects;

It is divided into RMB cards, foreign currency cards and dual-currency cards according to the account currency.