Is China Merchants Bank's mobile banking safe?

From a technical point of view, the mobile banking launched by China Merchants Bank is safe. The unsafe factors of mobile banking are mainly in actual operation. Many users are worried that the relevant information will be leaked after their mobile phones are lost or infected with viruses. In fact, as long as you do the following, you can basically ensure the security of mobile banking. \x0d\ 1。 When opening mobile banking, you must use the mobile banking client officially released by the bank and confirm that the contract is bound to your mobile phone. \x0d\ 2。 Establish an appropriate transfer limit. If you only pay a small amount or charge the phone bill at ordinary times, you can set the amount smaller. If a large transfer is required, the limit can be temporarily increased through online banking, and then transferred back after the transfer is completed. \x0d\ 3。 Pay attention to password protection. It's best to set a password with higher security level for the payment account, and pay attention to the difference between the password and the email address and Weibo password. \x0d\ 4。 Don't use free wifi to log in to mobile banking in public places, don't open SMS or MMS of unknown origin, and beware of Trojans when downloading and installing software to protect the safety of mobile phones. \x0d\ 5。 If it is found that the mobile phone stops or cannot be used for no reason, you should check with the operator in time; After changing the mobile phone number, it is also necessary to unbind the old mobile phone number from the online banking in time. \x0d\ 6。 If the mobile phone is lost, the related functions of mobile banking should be frozen in time to avoid losses.