What will happen if the loan platform is overdue?

1. What will happen if the loan platform is overdue?

The consequences of overdue loans are: 1. High overdue penalty interest will be incurred; 2. Collection will be carried out; 3. If the borrower still refuses to repay the loan after the judgment, the lending bank may apply for compulsory execution and will seize and freeze the property of the person subject to execution in accordance with the law; 4. If the person subject to execution has the ability to perform but refuses to perform, the loan bank may The executor is included in the list of dishonest persons; 5. If the circumstances of refusal to execute are serious, it may constitute the crime of refusing to execute the judgment. Legal basis: Article 313 of the "Criminal Law of the People's Republic of China": Anyone who has the ability to execute a judgment or ruling but refuses to execute it, if the circumstances are serious, shall be sentenced to not more than three years, criminal detention, or a fine; if the circumstances are particularly serious, , shall be sentenced to not less than three years but not more than seven years, and shall also be fined. If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph. : 1. Among the top ten brands for borrowing goods: 1. Ping An Puhui: Started in 2005, it is the general name of companies under the Ping An Group affiliated companies that carry out financing guarantee/financing consulting/small loan and other businesses. It is positioned as an inclusive financial service. Loan service provider 2. CreditEase Puhui: The comprehensive inclusive financial service platform of Yiren Jinke, a financial technology company listed on the New York Stock Exchange, provides professional loan information consulting services, a pioneer in the field of inclusive finance, and financial technology for inclusive finance and wealth management. Enterprise 3. Weilidai: A purely online personal small credit revolving consumer loan launched by the Internet bank Tencent WeBank for WeChat users and mobile QQ users Shenzhen Qianhai WeBank Co., Ltd. 4. Ant Borrowing: Ant Financial is Providing inclusive financial services to small and micro enterprises and individual consumers. Jiebei is a consumer loan service launched by Alipay for individual users, and Wangshangdai is a loan service customized by MYBank for small and micro operators. 5. Yirendai: CreditEase The personal credit and lending consulting service platform launched in 2012 is a subsidiary of Yiren Jinke, a company listed on the New York Stock Exchange. In 2019, it integrated CreditEase Huimin’s online loan business and Hengcheng Technology Development (Beijing) Co., Ltd. 6. JD Gold Bars: A subsidiary of JD Technology , a cash lending service customized by JD.com for users, a digital technology company positioned to serve financial institutions, JD Technology Holdings Co., Ltd. 7. Baidu Money Spending: Former Baidu Financial Credit Service, a credit service brand of Duxiaoman Financial , providing personal consumption credit services to the public, using Baidu's technology and scene advantages to create innovative consumer credit models, Du Xiaoman Technology (Beijing) Co., Ltd. 8. Suning Rensuilai: Suning Financial relies on Suning's online and offline user groups and unique O20 retail model and a full value chain business model from procurement to logistics, establishing business modules such as payment accounts, investment and financial management, consumer finance, corporate loans, crowdfunding, and insurance, and creating Suning Yifubao, Suning Wealth Management, Wishfulpay, and supply chain financing , electrical appliances extended warranty and a series of products, providing consumers and enterprises with multi-scenario financial services 9. Home Credit Consumer Finance: Started in 1997, it is affiliated to the Czech Home Credit Group and is an internationally renowned consumer financial service brand. The largest international financial and investment group in Eastern Europe, Home Credit Consumer Finance Co., Ltd. 10.360 IOU: a consumer credit platform under 360 Digital Group, focusing on providing instant credit services to individuals and small and micro businesses, driven by artificial intelligence Financial technology platform, Nasdaq listed company, 360 Digital Group

2. What will be the consequences if the online loan is not repaid

Hello, will there be any personal consequences if the loan is overdue? Credit reporting problems have a greater impact, and breach of trust will be recorded in your personal information files, which will have an impact on your future loans and a series of personal financial business activities. If you need money urgently, it is recommended that you download the Youqianhua app. "Youqianhua" is the original Baidu credit service product. The application steps are simple and the loan is convenient. You can apply directly online, no mortgage is required, the application materials are simple, the fastest is approval in 30 seconds, and the fastest is loan in 3 minutes. You can repay in advance, and after repayment, the amount can be restored and you can borrow money on a recurring basis. Hope this helps.

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3. What will happen if you owe money to an online loan platform?

If it is a loan from our bank, if you have any consumption, please record the repayment on time and in full on the due date. , affecting your personal credit and future credit business; secondly, overdue repayment will generate interest and liquidated damages; finally, failure to repay for a long time may violate criminal law, and our bank will guarantee it