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Can Alipay withdraw its money?

Alipay loan is a virtual credit product, which can help users get a certain amount of loans quickly. The loan amount can be directly used for Alipay consumption, but it cannot be directly withdrawn to the bank account.

When you use a debit card for spending, the amount of the debit card will be deducted accordingly, and you need to repay it on time within the specified repayment period. After repayment, the loan amount is restored and can be used continuously.

If you need to withdraw the debit amount to the bank account, you can do it by the following steps:

Open Alipay APP and enter the loan page.

2. Click the "Repay" button and select "Repay in advance".

3. On the prepayment page, select "Withdraw cash to bank card".

4. Enter the withdrawal amount and bank card information to confirm the withdrawal operation.

5. Waiting for the withdrawal to arrive, it will generally arrive in your bank account within 1-3 working days.

It should be noted that a certain handling fee may be charged for withdrawing cash to the bank card, and the specific fee shall be subject to the regulations officially announced by Alipay. In addition, the amount withdrawn from the bank card cannot exceed the loanable amount.

I hope the above information is helpful to you.

Don't take it lightly when online loans are overdue. In addition to being collected, personal credit will also be affected, especially online loans with credit information. Once there is such an overdue record, it will seriously affect the handling of bank loans and credit cards in the future. Even if the processed online loan cannot be credited, you can access big data. You can view your online loan history, overdue details of online loans, liabilities, untrustworthy information and online loan blacklist in "Kingfisher Data".